Amex and Commbank are competing in favour of Australia's elite credit cardholders. Both cards are popular among high-earning Aussies seeking a premium credit card that provides the most Qantas points, the best perks, and the most benefits.
So how does the Amex Platinum compare against the CommBank Diamond Awards Credit Card? Use this side-by-side comparison of rates, fees, and eligibility criteria to decide which of these black-level credit cards is better for yourself.
 On American Express' website |  |
|---|---|
| Basics | |
| Description | |
| N/A | N/A |
| Additional Cardholders | |
| 4 | 1 |
| Apple Pay Enabled | |
| Yes | Yes |
| Card Type | |
| American Express | Mastercard |
| Google Pay Enabled | |
| Yes | Yes |
| Minimum Credit Limit | |
| N/A | $15,000.00 |
| Maximum Credit Limit | |
| N/A | $50,000.00 |
| Rates | |
| Cash Advance Rate | |
| N/A | 21.24% p.a. |
| Cash Advance Fee | |
| N/A | $3.00 |
| Purchase Rate Ongoing | |
| N/A | 20.24% p.a. |
| Fees | |
| Annual Fee Ongoing | |
| $1,450.00 | $349.00 |
| Foreign Exchange Fee | |
| $3.00 | $3.00 |
| Late Payment Fee | |
| $20.00 | $20.00 |
| Overseas ATM Withdrawal Fee | |
| N/A | N/A |
| Eligibility | |
| Minimum Age | |
| 18 years | 18 years |
| Minimum Credit Rating | |
| Fair, Good, Very Good, Excellent | N/A |
| Minimum Income | |
| $100,000.00 | N/A |
| Temporary Residents Accepted | |
| No | N/A |
