CommBank and NAB launched their no-interest credit cards just one day apart. Both have become popular among Australians seeking a straightforward credit card without interest charges. They are suitable credit cards for first timers.
So, how does the CommBank Neo compare with the NAB Straight Up? Use this side-by-side comparison of rates, fees, and eligibility criteria to decide which of these no interest credit cards is better for yourself.
 |  On NAB's website |
|---|---|
| Basics | |
| Description | |
| No interest, annual fees, late fees, or foreign exchange fees. Choice of credit limits. Simple monthly fee. | No interest, no annual fee, and no fees on foreign transactions. Monthly fee waived if not used. |
| Additional Cardholders | |
| 1 | 0 |
| Apple Pay Enabled | |
| Yes | Yes |
| Card Type | |
| Mastercard | Visa |
| Google Pay Enabled | |
| Yes | Yes |
| Minimum Credit Limit | |
| $1,000.00 | $1,000.00 |
| Maximum Credit Limit | |
| $3,000.00 | $3,000.00 |
| Rates | |
| Cash Advance Rate | |
| 0% p.a. | 0% p.a. |
| Cash Advance Fee | |
| N/A | N/A |
| Purchase Rate Ongoing | |
| 0% p.a. | 0% p.a. |
| Fees | |
| Annual Fee Ongoing | |
| $0.00 | $0.00 |
| Foreign Exchange Fee | |
| N/A | $0.00 |
| Late Payment Fee | |
| $0.00 | $0.00 |
| Overseas ATM Withdrawal Fee | |
| N/A | N/A |
| Eligibility | |
| Minimum Age | |
| 18 years | 18 years |
| Minimum Credit Rating | |
| Good | Good |
| Minimum Income | |
| N/A | N/A |
| Temporary Residents Accepted | |
| Yes | Yes |
