Qantas frequent flyers are familiar with the Qantas points credit cards offered by Qantas Money and Westpac. Each is known for providing substantial sign-up points and perks on cards issued through Visa or Mastercard.
But how does the Qantas Premier Platinum Credit Card measure up against the Westpac Altitude Platinum Qantas Credit Card?
Use this side-by-side comparison of rates, fees, and eligibility criteria to decide which of these platinum credit cards is better for yourself.
On Westpac's website | |
---|---|
Basics | |
Description | |
N/A | N/A |
Additional Cardholders | |
4 | 1 |
Apple Pay Enabled | |
Yes | Yes |
Card Type | |
Mastercard | Mastercard |
Google Pay Enabled | |
Yes | Yes |
Minimum Credit Limit | |
$6,000.00 | $6,000.00 |
Maximum Credit Limit | |
N/A | $50,000.00 |
Rates | |
Cash Advance Rate | |
21.99% p.a. | 21.99% p.a. |
Cash Advance Fee | |
$3.00 | N/A |
Purchase Rate Ongoing | |
19.99% p.a. | 20.99% p.a. |
Fees | |
Annual Fee Ongoing | |
$399.00 | $175.00 |
Foreign Exchange Fee | |
N/A | $3.00 |
Late Payment Fee | |
$30.00 | $15.00 |
Overseas ATM Withdrawal Fee | |
$5.00 | $2.50 |
Eligibility | |
Minimum Age | |
18 years | 18 years |
Minimum Credit Rating | |
Good, Very Good, Excellent | Below Average, Fair, Good, Very Good, Excellent |
Minimum Income | |
$35,000.00 | $30,000.00 |
Temporary Residents Accepted | |
No | Yes |