- American Express Membership Rewards
- Business Credit Cards
- Charge Cards
- Credit Card Comparison
- Credit Cards For ATO Payments
- Credit Cards For Self-Employed People
- Credit Cards With Free Travel Insurance
- Emirates Skywards Miles Credit Cards
- High Credit Limit Credit Cards
- Hotel Credit Cards
- Rewards Credit Cards
- Sign-Up Bonus Credit Cards
American Express Gold Business Card
3.5
Highlights
- Get 75,000 bonus Membership Reward points upon application approval and spending $1,000 on your card within the initial 2 months. Exclusive to New American Express Card Members.
- Earn up to 1.5 Membership Rewards points for every $1 spent.
- Experience enhanced flexibility with no pre-set spending limit.
- Benefit from Travel Insurance covering up to $2.5 million in medical emergency expenses.
Pros and cons
Pros
Cons
About this credit card
Basics
Card usage
Apple Pay Enabled
Yes
Card Type
American Express
Gambling Transactions Allowed
No
Samsung Pay Enabled
Yes
Eligibility
Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Fair, Good, Very Good, Excellent
Minimum Income
$24,000.00
Temporary Residents Accepted
No
Additional cardholders
Additional Cardholders
99
Additional Card Fee Ongoing
$119.00
Credit limits
Minimum Credit Limit
N/A
Maximum Credit Limit
N/A
Repayments
Interest Charged From
Purchase date
Interest Free Period
Up to 51 days on purchases
Minimum Repayment Percentage
2.5%
Balance transfers
Balance transfer offer
Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A
Balance transfer conditions
Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A
Rates, fees, charges
Cash advances
Cash Advance Rate
N/A
Cash Advance Fee
N/A
Cash Advance Fee Percentage
N/A
Cash Advance Fee Threshold
N/A
Purchases
Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
N/A
Account fees
Annual Fee Initial Year
N/A
Annual Fee Ongoing
$169.00
Dishonour Fee
$30.00
Duplicate Statement Fee
$10.00
Foreign Exchange Fee Percentage
3%
Late Payment Fee
$30.00
Rewards
Rewards program basics
Rewards Program
Membership Rewards
Rewards Program Annual Fee Initial Year
$80.00
Rewards Points Expiry
N/A
Rewards points per $1 spent
Domestic Rewards Points Earn Rate
1.50
Government Rewards Points Earn Rate
1
Overseas Rewards Points Earn Rate
1.50
Additional perks
Insurance
Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
Yes
Cardholder's International Travel Insurance
Yes
Cardholder's Interstate Flight Inconvenience
Yes
Cardholder's Personal Item Theft Cover
Yes
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
Yes
Cardholder's Refund Protection
Yes
Cardholder's Transport Accident Insurance
Yes
Travel and lifestyle
Airport Lounge Access Included
No
Concierge Service Included
No
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
No
Our review
Convenience
Customer service
Rates and fees
Rewards
Trust
Reviewed by Credit Card Compare Staff
History
User reviews
Convenience
Customer service
Rates and fees
Rewards
Trust
I am very happy with this card and rewards
Reviewed by Michelle Clark
Great points earner
Reviewed by Richard
Would you like to review this product? Click here to write your review and help others make a better decision.
