Qantas American Express Discovery Credit Card

The basics

• Additional cardholders. Get up to 4 additional cards for family and friends at no extra cost. Credit limits, repayments, and general account maintenance is the responsibility of the main account holder.
• Digital wallets. You can use this card with Apple Pay, Google Pay, and Samsung Pay.
• Gambling transactions. This card cannot be used for gambling transactions.

Rewards and benefits

• Complimentary travel insurance. This card does not have complimentary international travel insurance.
• Concierge services. The Qantas American Express Discovery Credit Card does not come with access to a concierge service.
• Insurances. Includes Card Refund Cover and Card Purchase Cover when you make an eligible purchase using your Qantas American Express Discovery Credit Card. Useful if you have purchased from a store that refuses a refund.
• Rewards points. Cardholders can earn 1.75 Qantas Points per $1 spent on eligible Qantas products and services, then 0.75 Qantas Points per $1 spent on all other purchases. Spend with government bodies in Australia will earn 0.5 Qantas Points per $1 spent. While most everyday spending won't hit the 1:1 earn rate, this is offset by there being no cap on the number of Qantas Points you can earn with the card over a year.
• Sign-up bonus. There is no ongoing signup promo for this card at the moment.

Rates and fees

• Annual fee. This card has no annual fee, making it one of the select few cards to earn Qantas Points with no annual fee to pay.
• Balance transfers. There is no balance transfer offer on this card at this time.
• Cash advances. Cash advances will be charged interest at the cash advance interest rate of 23.99% p.a. An additional one-off cash advance fee will be incurred.
• Foreign exchange fee. All purchases made in a foreign currency — overseas or while shopping online at international stores — will incur a 3% foreign transaction fee.
• Interest-free period. This card offers an interest-free period of up to 44 days on purchases — except for cash advances — if you have paid off your previous balance or made minimum required payments.
• Purchases. The Qantas American Express Discovery Credit Card currently does not offer an introductory interest rate. Instead, a standard purchase interest rate of 23.99% per annum applies to all eligible transactions.