Bank of Heritage Isle is a mutual bank focused on customers in Tasmania, offering services to anyone in Australia over the age of 18. It provides one Visa credit card featuring simple, low-cost benefits and compatibility with Apple Pay, Google Pay, and Samsung Pay.
Types of Bank of Heritage Isle credit cards
Low rate credit card
The Bank of Heritage Isle Visa Credit Card offers a low ongoing interest rate of 10.76% p.a. and up to 55 days interest-free on purchases when you pay your full closing balance by the due date on your statement. It has an annual fee of $30, waived in the first year, making it competitive with other low interest rate cards.
Benefits of a Bank of Heritage Isle credit card
10.76% p.a. balance transfer offer
If you're paying off an existing credit card, switching to the Bank of Heritage Isle Visa could help you save on interest charges with an introductory 10.76% p.a. interest rate on balance transfers for the first few months.
After the introductory period, any remaining balance transfer debt will attract the card's ongoing 10.76% p.a. interest rate, which is a low revert rate for a balance transfer card.
Visa benefits
Use your Bank of Heritage Isle credit card worldwide wherever Visa is accepted. You'll also gain access to deals on travel, shopping, dining, and entertainment through Visa Offers + Perks.
Mobile payments
Add your Bank of Heritage Isle Visa credit card to your digital wallet with Apple Pay, Google Pay, or Samsung Pay to make contactless payments directly from your mobile device.
Reduced fees program
If you have a combined balance of more than $5,000 in savings, investments, and drawn loans, you can enjoy more fee-free ATM withdrawals, EFTPOS transactions, and personal cheques than what's normally offered to Bank of Heritage Isle members.