Bank of Us offers a credit card tailored towards offering convenience paired with low interest rates, low purchase rates, fees and some include up to 58 days interest free on purchases.
Unfortunately, the Bank of Us credit cards currently do not offer balance transfers or sign-up bonuses.
How to apply for a Bank of Us credit card
Applying for a Bank of Us credit card is a straightforward process. Here are the general steps involved in applying.
- Check your eligibility: Before applying for a Bank of Us credit card — or any credit card for that matter — make sure you meet the eligibility criteria. These may include income requirements, credit history, and residency status.
- Choose a card: Compare the Bank of Us Visa credit card with others, and select the one that best aligns with your spending habits and financial goals. Consider factors such as rewards, rates, annual fees, and benefits to make an informed choice.
- Submit your application: Once you have selected the best credit card for you, then you can easily submit your application online. You may be able to apply in the local branch if you would prefer to apply in person. Provide the required information and documentation to complete the application process.
- Approval and activation: It can take some time for the bank to complete their checks. Once complete, you'll be notified of their decision. If approved, the physical card will arrive a few days later and must be activated before it can be used.
