BankSA Amplify Business Credit Card (Amplify Rewards)

BankSA Amplify Business Credit Card (Amplify Rewards)

Balance transfer

N/A

Purchase rate

19.49% p.a. ongoing

Interest-free days

Up to 55 days on purchases

Annual fee

$0.00 for 1st year

Highlights

  • Earn points without limits, no matter how much you spend.
  • Earn double Amplify points on eligible overseas transactions.
  • Includes Transit Accident Insurance and Unauthorised Transaction Insurance, ideal for business trips and transactions.

Pros and cons

Pros

  • The $0 annual card fee for the first year saves you money while enjoying the card's benefits.
  • Earn 1 Amplify point per $1 on domestic transactions and 0.5 Amplify points on government payments.
  • Share your account benefits with 3 additional cardholders at no extra cost.
  • Simplify tax reporting by exporting expenses directly into MYOB and BAS or through an Excel file.
  • Convert your points for appliances, gift cards, charitable donations, entertainment, and more.
  • Turn your points into travel opportunities by booking a domestic or international flight.
  • Use your points with leading frequent flyer programs such as Virgin Australia's Velocity program or Singapore Airlines' KrisFlyer program for added flexibility.

Cons

  • The cash advance rate is 20.24% p.a.
  • Foreign transactions incur a 3% fee but earn 2x points on eligible overseas spending, letting you maximize rewards.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Visa
Gambling Transactions Allowed
N/A
Samsung Pay Enabled
Yes

Eligibility

Joint Application Accepted
N/A
Minimum Age
18 years
Minimum Credit Rating
Below Average, Fair, Good, Very Good, Excellent
Minimum Income
N/A
Temporary Residents Accepted
N/A

Additional cardholders

Additional Cardholders
3
Additional Card Fee Ongoing
N/A

Credit limits

Minimum Credit Limit
N/A
Maximum Credit Limit
N/A

Repayments

Interest Charged From
N/A
Interest Free Period
Up to 55 days on purchases
Minimum Repayment Percentage
2%

Balance transfers

Balance transfer offer

Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A

Balance transfer conditions

Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
20.24%

Rates, fees, charges

Cash advances

Cash Advance Rate
N/A
Cash Advance Fee
$2.50
Cash Advance Fee Percentage
2.5%
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
19.49% p.a.

Account fees

Annual Fee Initial Year
$0.00
Annual Fee Ongoing
$89.00
Dishonour Fee
$9.00
Duplicate Statement Fee
$2.00
Foreign Exchange Fee Percentage
N/A
Late Payment Fee
$15.00

Rewards

Rewards program basics

Rewards Program
Amplify Rewards
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
None

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
1
Government Rewards Points Earn Rate
0.50
Overseas Rewards Points Earn Rate
2.00

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
N/A
Cardholder's Extended Warranty Insurance
N/A
Cardholder's International Travel Insurance
Yes
Cardholder's Interstate Flight Inconvenience
Yes
Cardholder's Personal Item Theft Cover
Yes
Cardholder's Price Protection Insurance
N/A
Cardholder's Purchase Protection Insurance
Yes
Cardholder's Refund Protection
Yes
Cardholder's Transport Accident Insurance
N/A

Travel and lifestyle

Airport Lounge Access Included
N/A
Concierge Service Included
N/A
Complimentary Flight Voucher Included
N/A
Complimentary QFF Membership Included
N/A

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

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    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business