BankSA Amplify Platinum Credit Card (Amplify)

• Earn 100,000 Bonus Amplify Points when you spend at least $3,000 on eligible purchases in the first 90 days from new card approval. Terms and Conditions apply.
• Earn 1 point for every $1 spent on eligible domestic and overseas purchases.
• You can use your points for gift cards, travel, transferring to partner airline programs, and other rewards.
• Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.

The basics

• Additional cardholders. You can add one additional cardholder for free for this card. Note that you will be responsible for managing the account and making repayments.
• Digital wallets. This card supports Apple Pay, Google Pay, and Samsung Pay.
• Gambling transactions. BankSA has blocked gambling-related purchases on the Amplify Platinum Credit Card.

Rewards and benefits

• Complimentary travel insurance. The BankSA Amplify Platinum Credit Card provides cardholders with complimentary international travel insurance coverage. Eligibility criteria apply and the card must have been used to purchase eligible travel expenses prior to departure in order for the cover to be active.
• Concierge services. The BankSA Amplify Platinum Credit Card does not include a concierge service.
• Rewards points. With the BankSA Amplify Platinum Credit Card, cardholders can earn 1 point per $1 spent on eligible purchases into the Amplify Rewards program. Points earned from overseas transactions will be doubled. Points can be redeemed for a range of rewards including travel, gift cards, merchandise, and more.
• Sign-up bonus. BankSA offers a signup bonus of 100,000 points when you spend $3000 on eligible purchases in the first 90 days.

Rates and fees

• Annual fee. The annual fee for the first year of this credit card is $49 and then reverts to an ongoing fee of $124 per year thereafter.
• Balance transfers. BankSA Amplify Platinum Credit Card has no introductory balance transfer offer at the moment.
• Cash advances. Cash advances will attract a higher of 21.99% p.a. or Cash Advance Rate, with interest accruing immediately from the date of the cash advance transaction. You will be charged a one-off cash advance fee in addition to interest for any cash advances made with this card.
• Foreign exchange fee. Purchases made in a foreign currency online or while travelling overseas will incur a 3% foreign exchange fee.
• Interest-free period. The BankSA Amplify Platinum Credit Card offers up to 55 days interest-free on purchases (except cash advances) when you pay your previous balance in full or make the minimum required payment.
• Purchases. The BankSA Amplify Platinum Credit Card does not have any introductory offer on purchases. Purchases will incur interest at the rate of 20.99% p.a.