BankSA Amplify Platinum Credit Card (Qantas)

The basics

• Additional cardholders. You can add one additional cardholder to your account for free, allowing you to share the account with other family members. Please be aware that the account holder will be responsible for ensuring repayments are made and the balance is managed.
• Digital wallets. This card supports Apple Pay, Google Pay, and Samsung Pay.
• Gambling transactions. Gambling transactions are not allowed with this card.

Rewards and benefits

• Complimentary travel insurance. The BankSA Amplify Platinum Credit Card (Qantas) offers complimentary international travel insurance. In order to be eligible for cover, the card must have been used to purchase travel expenses prior to departure. Eligibility criteria apply.
• Concierge services. The BankSA Amplify Platinum Credit Card (Qantas) does not offer a concierge service.
• Rewards points. The BankSA Amplify Platinum Credit Card (Qantas) provides cardholders with 0.5 Qantas Points per $1 spent on eligible purchases in Australia, and 0.5 Qantas Points per $1 spent overseas. Qantas Points will not expire as long as you keep your account active by making an eligible purchase or balance transfer every 12 months.
• Sign-up bonus. BankSA provides a signup bonus of up to 60,000 points when you spend $3000 on eligible purchases within the initial 90 days. Additionally, earn an extra 10,000 points after your first eligible purchase in the second year.

Rates and fees

• Annual fee. Receive a reduced annual fee of $99 for the first year. Subsequently, the annual fee will be $124.
• Balance transfers. This card has an introductory balance transfer offer of 0% p.a. for 24 months with a 1% balance transfer fee (min $25) and a revert rate of 21.49% p.a., for transfers made within 90 days from account opening. The maximum amount that can be transferred is 80% of the approved credit limit, minus any cash advances taken up to the time of transfer request.
• Cash advances. The cash advance rate for the BankSA Amplify Platinum Credit Card (Qantas) is 19.99% p.a. In addition to interest, BankSA will charge a one-off fee for cash advances made with this card.
• Foreign exchange fee. Transactions made overseas or with online stores based overseas will incur a 3% foreign transaction fee.
• Interest-free period. You can get up to 55 days interest-free on purchases with this card, provided you have paid off your previous balance or made the minimum required payment.
• Purchases. This card does not come with an introductory offer on purchases. Purchases will be charged interest at the ongoing rate of 19.49% p.a.