BankSA Amplify Platinum Credit Card (Qantas)
4.6
Highlights
- Earn 50,000 Qantas Points when you spend at least $3,000 on eligible purchases in the first 90 days from new card approval. Terms and Conditions apply.
- Earn 0.5 points for every $1 spent on eligible domestic and overseas purchases.
- Points are automatically transferred to your Qantas Frequent Flyer account, ready to use for flights, upgrades, shopping, and more.
- Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.
Pros and cons
Pros
Cons
About this credit card
Basics
Card usage
Apple Pay Enabled
Yes
Card Type
Visa
Gambling Transactions Allowed
No
Samsung Pay Enabled
Yes
Eligibility
Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Below Average, Fair, Good, Very Good, Excellent
Minimum Income
N/A
Temporary Residents Accepted
Yes
Additional cardholders
Additional Cardholders
1
Additional Card Fee Ongoing
$0.00
Credit limits
Minimum Credit Limit
$6,000.00
Maximum Credit Limit
$80,000.00
Repayments
Interest Charged From
Purchase date
Interest Free Period
Up to 55 days on purchases
Minimum Repayment Percentage
2%
Balance transfers
Balance transfer offer
Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A
Balance transfer conditions
Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A
Rates, fees, charges
Cash advances
Cash Advance Rate
21.99% p.a.
Cash Advance Fee
N/A
Cash Advance Fee Percentage
3%
Cash Advance Fee Threshold
N/A
Purchases
Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
20.99% p.a.
Account fees
Annual Fee Initial Year
$99.00
Annual Fee Ongoing
$124.00
Dishonour Fee
N/A
Duplicate Statement Fee
N/A
Foreign Exchange Fee Percentage
3%
Late Payment Fee
$15.00
Rewards
Rewards program basics
Rewards Program
Amplify Qantas
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
None
Rewards points per $1 spent
Domestic Rewards Points Earn Rate
0.50
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
0.50
Additional perks
Insurance
Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
Yes
Cardholder's International Travel Insurance
Yes
Cardholder's Interstate Flight Inconvenience
Yes
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
Yes
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
Yes
Travel and lifestyle
Airport Lounge Access Included
No
Concierge Service Included
No
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
No
Our review
Convenience
Customer service
Rates and fees
Rewards
Trust
The basics
- Additional cardholders. You can add one additional cardholder to your account for free, allowing you to share the account with other family members. Please be aware that the account holder will be responsible for ensuring repayments are made and the balance is managed.
- Digital wallets. This card supports Apple Pay, Google Pay, and Samsung Pay.
- Gambling transactions. Gambling transactions are not allowed with this card.
Rewards and benefits
- Complimentary travel insurance. The BankSA Amplify Platinum Credit Card (Qantas) offers complimentary international travel insurance. In order to be eligible for cover, the card must have been used to purchase travel expenses prior to departure. Eligibility criteria apply.
- Concierge services. The BankSA Amplify Platinum Credit Card (Qantas) does not offer a concierge service.
- Rewards points. BankSA Amplify Platinum Credit Card (Qantas) holders earn 0.5 Qantas Points for every $1 spent on eligible purchases in Australia and overseas. Points are capped at $100,000 per year and remain valid until the account is closed.
- Sign-up bonus. BankSA provides a signup bonus of up to 50,000 points when you spend $3000 on eligible purchases within the initial 90 days.
Rates and fees
- Annual fee. Receive a reduced annual fee of $99 for the first year. Subsequently, the annual fee will be $124.
- Balance transfers. This card has no introductory balance transfer offer.
- Cash advances. The cash advance rate for the BankSA Amplify Platinum Credit Card (Qantas) is 21.99% p.a. In addition to interest, BankSA will charge a one-off fee for cash advances made with this card.
- Foreign exchange fee. Transactions made overseas or with online stores based overseas will incur a 3% foreign transaction fee.
- Interest-free period. You can get up to 55 days interest-free on purchases with this card, provided you have paid off your previous balance or made the minimum required payment.
- Purchases. This card does not come with an introductory offer on purchases. Purchases will be charged interest at the ongoing rate of 20.99% p.a.
Reviewed by Credit Card Compare Staff
History
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