BankSA Amplify Signature Credit Card (Amplify)

• Earn 150,000 Bonus Amplify Rewards Points (equivalent to up to $675 in eGift cards) by spending $12,000 on eligible purchases in your first year. Terms and Conditions apply.
• Earn 1.5 points for every $1 spent on eligible domestic and overseas purchases.
• Redeem your points for gift cards, travel, transferring to partner airline programs, and other rewards.
• Get 2 free Priority Pass lounge visits each year.
• Use the Concierge Service to book experiences online, including exclusive tickets, last-minute reservations, and more.
• Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.

The basics

• Additional cardholders. You can add one additional cardholder to your Amplify account for free. The account holder will be responsible for managing the account and repayments.
• Digital wallets. This card supports Apple Pay, Google Pay, or Samsung Pay.
• Gambling transactions. Gambling transactions are not allowed on the BankSA Amplify Signature Credit Card.

Rewards and benefits

• Complimentary travel insurance. The BankSA Amplify Signature Credit Card comes with complimentary international travel insurance. In order to activate the cover, cardholders must use the card to pay for eligible travel expenses before they depart. Eligibility criteria apply.
• Concierge services. The BankSA Amplify Signature Credit Card comes with access to a 24/7 concierge service. This concierge can assist in flight, restaurant, and hotel bookings, shopping advice, gift delivery, and more.
• Rewards points. BankSA Amplify Signature Credit Card cardholders can earn 1.5 points per $1 spent in the Amplify Rewards program on eligible purchases both domestically and overseas. Points earned are uncapped and will not expire while the card is in use.
• Sign-up bonus. BankSA offers 150,000 bonus points when you apply for the Amplify Signature Credit Card and spend $12,000 on eligible purchases in the first year.

Rates and fees

• Annual fee. The annual fee for the first year of this credit card is $199 and then reverts to an ongoing fee of $295 per year thereafter.
• Balance transfers. The BankSA Amplify Signature Credit Card does not have a promotional balance transfer at the moment.
• Cash advances. Cash advances are not available with this product. Cash advances made on this card will be charged a one-off cash advance fee.
• Foreign exchange fee. A 3% foreign transaction fee applies to purchases made overseas or online with a store based in a foreign currency.
• Interest-free period. Amplify Signature Credit Card customers are eligible to receive up to 55 days interest-free on purchases (except cash advances) when you have paid your previous balance in full or made the minimum required payment.
• Purchases. The BankSA Amplify Signature Credit Card has no introductory offer on purchases. Any purchases will be charged 20.99% p.a interest.