On website
BankSA Amplify Signature Credit Card (Qantas)
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$295.00 p.a. ongoing
Highlights
- Receive up to 90,000 bonus Qantas Points upon spending $6,000 on eligible purchases within 90 days from card approval. Exclusions apply.
- Enjoy 0% p.a. for 24 months on balance transfers with a 1% balance transfer fee on transferred amounts.
- Benefit from complimentary overseas travel insurance for up to 6 months.
Pros and cons
Pros
Cons
About this credit card
Basics
Card usage
Apple Pay Enabled
Yes
Card Type
Visa
Gambling Transactions Allowed
No
Samsung Pay Enabled
Yes
Eligibility
Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Below Average, Fair, Good, Very Good, Excellent
Minimum Income
N/A
Temporary Residents Accepted
Yes
Additional cardholders
Additional Cardholders
1
Additional Card Fee Ongoing
$0.00
Credit limits
Minimum Credit Limit
$15,000.00
Maximum Credit Limit
$80,000.00
Repayments
Interest Charged From
Purchase date
Interest Free Period
Up to 55 days on purchases
Minimum Repayment Percentage
2%
Balance transfers
Balance transfer offer
Balance Transfer Rate
0%
Balance Transfer Period
24 months
Balance Transfer Fee Percentage
1%
Balance transfer conditions
Balance Transfer From Personal Loan
No
Balance Transfer Limit Percentage
80%
Balance Transfer Revert Rate
21.49%
Rates, fees, charges
Cash advances
Cash Advance Rate
21.49% p.a.
Cash Advance Fee
N/A
Cash Advance Fee Percentage
3%
Cash Advance Fee Threshold
N/A
Purchases
Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
19.49% p.a.
Account fees
Annual Fee Initial Year
N/A
Annual Fee Ongoing
$295.00
Dishonour Fee
N/A
Duplicate Statement Fee
N/A
Foreign Exchange Fee Percentage
3%
Late Payment Fee
$15.00
Rewards
Rewards program basics
Rewards Program
Amplify Qantas
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
None
Rewards points per $1 spent
Domestic Rewards Points Earn Rate
0.75
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
0.75
Additional perks
Insurance
Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
Yes
Cardholder's International Travel Insurance
Yes
Cardholder's Interstate Flight Inconvenience
Yes
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
Yes
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
Yes
Travel and lifestyle
Airport Lounge Access Included
Yes
Concierge Service Included
Yes
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
No
Our review
Convenience
Customer service
Rates and fees
Rewards
Trust
The basics
- Additional cardholders. This card supports one additional cardholder at no extra cost. This means you can share your account with a family member and both of you will benefit from the rewards program.
- Digital wallets. This card supports Apple Pay, Google Pay, and Samsung Pay.
- Gambling transactions. BankSA has blocked gambling related transactions on the BankSA Amplify Signature Credit Card (Qantas).
Rewards and benefits
- Complimentary travel insurance. The BankSA Amplify Signature Credit Card (Qantas) includes complimentary international travel insurance. Eligibility criteria may apply.
- Concierge services. Enjoy access to a 24 / 7 concierge service with the BankSA Amplify Signature Credit Card (Qantas). This service can help you make reservations, book travel, find shopping advice, organize gifts, and more.
- Rewards points. BankSA Amplify Signature Credit Card (Qantas) cardholders can earn 0.75 Qantas Points for every $1 spent on eligible purchases and overseas purchases. Points are uncapped each month but will expire after 18 months of inactivity. BankSA Amplify Signature Credit Card holders also receive complimentary insurance, access to exclusive offers, special event experiences, and more through the Amplify program
- Sign-up bonus. BankSA offers 90,000 bonus Qantas Points when you spend $6,000 on eligible purchases in the first 90 days.
Rates and fees
- Annual fee. This card carries an annual fee of $295 per year.
- Balance transfers. This credit card currently offers a 0% p.a. balance transfer rate on balances transferred within the first 24 months, with an introductory 1% balance transfer fee (min $20). After the promotional period ends, any remaining balance will revert to an interest rate of 21.49% p.a.
- Cash advances. Cash advances with this card will be charged interest at the rate of 20.24% p.a., with interest accruing on the transaction from the day it was made. BankSA will charge a one-off fee to process any cash advances made with this card.
- Foreign exchange fee. A 3% foreign transaction fee applies to purchases made overseas or online in a foreign currency.
- Interest-free period. Get up to 55 days interest-free on purchases (except cash advances) when you pay your previous balance in full or make the minimum required payment.
- Purchases. Purchases made with the BankSA Amplify Signature Credit Card (Qantas) will attract 19.49% p.a. in interest, without any introductory offer.
Reviewed by Credit Card Compare Staff
User reviews
Convenience
Customer service
Rates and fees
Rewards
Trust
Good bonus points, disappointing ongoing earn rate
Reviewed by Michael
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