On website
Bankwest Zero Platinum Mastercard
Balance transfer
28 months at 0% p.a.
Purchase rate
14.99% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- Annual fee waived.
- 0% p.a. interest for 28 months on transferred balances (with a 3% balance transfer fee). Returns to 14.99% p.a. thereafter.
- No charges for foreign transactions.
- Offer valid for new customers within a specified timeframe. Additional fees and terms and conditions apply.
Pros and cons
Pros
Cons
About this credit card
Basics
Card usage
Eligibility
Additional cardholders
Credit limits
Repayments
Balance transfers
Balance transfer offer
Balance transfer conditions
Rates, fees, charges
Cash advances
Purchases
Account fees
Rewards
Rewards program basics
Rewards points per $1 spent
Additional perks
Insurance
Travel and lifestyle
Our review
Convenience
Customer service
Rates and fees
Rewards
Trust
The basics
- Additional cardholders. Up to 3 additional cardholders can be added for free. The account holder will be responsible for keeping up with payments and general account management.
- Digital wallets. Compatible with popular digital wallets including Apple Pay, Google Pay, and Samsung Pay.
- Gambling transactions. Gambling transactions are permitted, however, they will attract interest at the cash advance rate.
Rewards and benefits
- Complimentary travel insurance. This card does not include complimentary travel insurance. However, cardholders receive extended warranty insurance protection and fraud protection insurance as standard benefits.
- Concierge services. Cardholders do not have access to a concierge service with this card.
- Lounge access. There is no airport lounge access for cardholders.
- Rewards points. There is no rewards program associated with the Bankwest Zero Platinum Mastercard.
Rates and fees
- Annual fee. This card's ongoing annual fee is $0, meaning you can keep the account open without having to pay for it.
- Balance transfers. The Bankwest Zero Platinum Mastercard offers a 28-month 0% balance transfer option with a 3% fee. Any remaining balance after the introductory period will be subject to the purchase rate of 14.99% per annum.
- Cash advances. Purchases classified as cash advances will incur interest at the rate of 21.99% p.a. plus a cash advance fee of 3% (or $4 whichever is greater) of the amount you borrow. Cash advances attract interest immediately from the date of the transaction.
- Foreign exchange fee. There is no fee for foreign currency transactions made with this card.
- Interest-free period. Pay no interest for 55 days when you pay off your credit card bill in full and on time, helping to improve your cash flow between paydays.
- Purchases. With no introductory offer on purchases made with the Bankwest Zero Platinum Mastercard, any purchases will attract an interest of 14.99% p.a. This rate is comparatively low for credit cards.
- Sign-up bonus. This card does not have a sign-up bonus of credit card points.
Reviewed by Credit Card Compare Staff
User reviews
Convenience
Customer service
Rates and fees
Rewards
Trust
Flexible
Reviewed by Chennedy
Pay on time and get late fees
Reviewed by Doug
Worth it
Reviewed by E
Great for travel
Reviewed by Christina
Perfect card for travellers
Reviewed by Jessica
Good for regular travellers, but no reward points
Reviewed by Indra
A card for all my foreign currency transactions
Reviewed by Gigi
No annual fee, free inclusions, great service
Reviewed by Ocea
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