Beyond Bank

Compare the Beyond Bank credit card by features, rates, and fees to make an informed decision before applying for a credit card.

Beyond Bank credit card

Balance transfer

12 months at 0% p.a.

Purchase rate

11.99% p.a. ongoing

Interest-free days

62 days

Annual fee

$49.00 p.a. ongoing

Details

  • Consolidate debt from other credit and store cards with no interest for 12 months.
  • Benefit from a low-interest rate on purchases and cash advances.
  • Enjoy a low ongoing annual fee.

Pros & cons

Pros
  • Enjoy an 11.99% p.a. interest rate on purchases.
  • 0% for 12 months or 4.99% for 6 months on balance transfers.
  • Add up to 4 additional cardholders at no extra cost.
  • Get up to 62 days interest-free on purchases.
Cons
  • No rewards program

Beyond Bank offers a value-focussed credit card, combining low rates and fees with convenience.

How to Apply for a Beyond Bank Credit Card

Applying for a Beyond Bank credit card is a straightforward process. You can typically apply on Beyond Bank's website, but you can also apply in a branch or speak with a customer service representative.

To increase your chances of approval, ensure you meet the eligibility criteria, have the necessary documentation ready, and have a good credit score.

Managing Your Beyond Bank Credit Card

If your application is approved, manage the account responsibly to avoid unnecessary fees and debt.

Keep track of your spending, pay your bills on time, and monitor your statements regularly for any suspicious activity.

Beyond Bank also provides online banking services and mobile apps for convenient account management on the go.

Help choosing a Beyond Bank credit card

Discover tailored support in selecting the perfect Beyond Bank credit card that complements your individual financial aspirations and lifestyle.

  • FAQs

How can I qualify for a Beyond Bank credit card?

To qualify for a Beyond Bank credit card, you must meet certain criteria including being at least 18 years old, a resident of Australia, and having a good credit history. Specific income requirements may also apply depending on the credit card you're applying for. It's best to check the specific eligibility requirements for the card you are interested in on Beyond Bank's website or by contacting their customer service.

What are the fees and charges associated with a Beyond Bank credit card?

The Beyond Bank credit card comes with various fees, which can include annual fees, late payment fees, cash advance fees, and foreign transaction fees. To avoid surprises, review the charges detailed in the product disclosure statement (PDS) for the card you're considering.

Does Beyond Bank credit card have a rewards program?

No. Beyond Bank offers a low-rate credit card that does not include a rewards program.

Can I apply for a Beyond Bank credit card online?

Yes, you can apply for a Beyond Bank credit card online. Simply visit Beyond Bank's website, choose the credit card that best suits your needs, and click on the apply button. You'll need to provide personal and financial information as part of the application process. You can also apply by visiting a Beyond Bank branch or by calling their customer service.

As seen on

Media - The Sydney Morning Herald
Media - Yahoo Finance
Media - News.com.au
Media - Daily Mail Australia
Media - Australian Fintech
Media - Dynamic Business