Border Bank

Compare the Border Bank credit card by reviewing its interest rates, fees, and features to make an informed decision before applying.

Border Bank credit card

Balance transfer

N/A

Purchase rate

10.76% p.a. ongoing

Interest-free days

Up to 55 days on purchases

Annual fee

$0.00 for 1st year

Details

  • Experience a low ongoing rate of 10.76% p.a. on purchases.
  • Pay no annual fee in the first year (then reverts to $30).
  • Compatible with Apple Pay, Samsung Pay, and Google Pay.

Pros & cons

Pros
  • Low ongoing interest rate.
  • $0 annual fee on the first year.
  • Get up to 55 days interest-free period on purchases.
Cons
  • There is no rewards program on this card.

Border Bank offers a no-frills credit card with low fees and interest rates designed to save customers money and provide ongoing convenience.

How to apply for a Border Bank credit card

Applying for a Border Bank credit card is a straightforward process. Here are the general steps you may need to follow when applying.

  1. Research: Compare the features of different credit cards to find the one that best suits your needs.
  2. Check eligibility: Ensure you meet the eligibility criteria, including age, income requirements, and credit history.
  3. Apply online: Visit the Border Bank website to complete the online application form.
  4. Provide documentation: You will need to submit documents to prove your identification and income. Depending on your employment and residency status, other relevant information may be required.
  5. Approval: Border Bank will review your application, and if approved, you will receive your new credit card in the mail.

Help choosing a Border Bank credit card

Unlock personalised assistance to select the ideal Border Bank credit card tailored to your specific financial goals and lifestyle requirements.

  • FAQs

What are the main features of a Border Bank credit card?

The Border Bank credit card offers features such as low interest rates, a waived first-year annual fee, security protections, and an interest-free period on purchases.

How can I apply for a Border Bank credit card?

You can apply for a Border Bank credit card by researching the available options, checking your eligibility, completing an online application, providing necessary documentation, and awaiting approval.

What types of Border Bank credit cards are available?

Border Bank offers a Visa Credit Card with a competitive ongoing rate. This low rate provides an affordable option for managing credit.

What fees should I be aware of when using a Border Bank credit card?

Some common fees associated with a Border Bank credit card include the annual fee, interest rates, late payment fee, and foreign transaction fee. It's important to understand these fees to manage your card effectively.

Can I earn rewards with a Border Bank credit card?

No, Border Bank offers a low-rate credit card that does not include a rewards program.

As seen on

Media - The Sydney Morning Herald
Media - Yahoo Finance
Media - News.com.au
Media - Daily Mail Australia
Media - Australian Fintech
Media - Dynamic Business