Coastline CU Visa Credit Card
3.8
Highlights
- Experience 0% for 6 months on balance transfers with a 0% balance transfer fee. Reverts to 9.99% p.a. after that.
- Benefit from a 9.99% p.a. rate on purchases and cash advances.
- Get up to 55 days interest-free.
Pros and cons
Pros
Cons
About this credit card
Basics
Card usage
Apple Pay Enabled
Yes
Card Type
Visa
Gambling Transactions Allowed
No
Samsung Pay Enabled
No
Eligibility
Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Good
Minimum Income
N/A
Temporary Residents Accepted
No
Additional cardholders
Additional Cardholders
5
Additional Card Fee Ongoing
$0.00
Credit limits
Minimum Credit Limit
$500.00
Maximum Credit Limit
N/A
Repayments
Interest Charged From
Purchase Date
Interest Free Period
Up to 55 days on purchases
Minimum Repayment Percentage
N/A
Balance transfers
Balance transfer offer
Balance Transfer Rate
0%
Balance Transfer Period
6 months
Balance Transfer Fee Percentage
0%
Balance transfer conditions
Balance Transfer From Personal Loan
No
Balance Transfer Limit Percentage
100%
Balance Transfer Revert Rate
9.99%
Rates, fees, charges
Cash advances
Cash Advance Rate
9.99% p.a.
Cash Advance Fee
$3.50
Cash Advance Fee Percentage
N/A
Cash Advance Fee Threshold
N/A
Purchases
Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
9.99% p.a.
Account fees
Annual Fee Initial Year
N/A
Annual Fee Ongoing
$0.00
Dishonour Fee
$25.00
Duplicate Statement Fee
$5.00
Foreign Exchange Fee Percentage
3.65%
Late Payment Fee
$25.00
Rewards
Rewards program basics
Rewards Program
N/A
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
N/A
Rewards points per $1 spent
Domestic Rewards Points Earn Rate
N/A
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
N/A
Additional perks
Insurance
Cardholder's Domestic Hotel Burglary Insurance
No
Cardholder's Extended Warranty Insurance
No
Cardholder's International Travel Insurance
No
Cardholder's Interstate Flight Inconvenience
No
Cardholder's Personal Item Theft Cover
No
Cardholder's Price Protection Insurance
No
Cardholder's Purchase Protection Insurance
No
Cardholder's Refund Protection
No
Cardholder's Transport Accident Insurance
No
Travel and lifestyle
Airport Lounge Access Included
No
Concierge Service Included
No
Complimentary Flight Voucher Included
No
Complimentary QFF Membership Included
N/A
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The basics
- Additional cardholders. You can add up to 5 additional cardholders on the Coastline Credit Union Visa Credit Card at no extra cost.
- Digital wallets. Works with Apple Pay and Google Pay.
- Gambling transactions. Coastline CU has blocked gambling-related transactions on the Visa Credit Card.
Rewards and benefits
- Complimentary travel insurance. This card does not offer complimentary international travel insurance.
- Concierge services. Cardholders have no access to a concierge service.
- Insurances. This card offers fraud protection but lacks a broad suite of insurance.
- Rewards points. The Coastline CU Visa Credit Card does not offer a rewards program.
Sign up bonus. Coastline Credit Union does not offer any sign up bonuses for this card.
Rates and fees
- Annual fee. This card has no annual fee.
- Balance transfers. The Coastline CU Visa Credit Card offers 0% p.a. on balance transfers for 6 months, with no balance transfer fee. After the introductory period, any remaining balance will be subject to the standard variable rate of 9.99%.
- Cash advances. Any cash advances made using this card will be charged 9.99% p.a. interest, which will be applied immediately. Additionally, Coastline CU will charge a one-off fee for any cash advances made with this card.
- Foreign exchange fee. This card charges a 3.65% fee for transactions made in a foreign currency online or while overseas.
- Interest-free period. With the Coastline CU Visa Rewarder Credit Card, you can enjoy up to 55 days interest-free on purchases (except for cash advances) when you pay your previous balance in full or make the minimum required payment.
- Purchases. Any purchases made with this card will be subject to interest at 9.99% p.a. There is no introductory offer on purchases.
Reviewed by Credit Card Compare Staff
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