CommBank Neo

On website

CommBank Neo

Balance transfer

N/A

Purchase rate

0% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • Zero interest, zero late fees.
  • Three credit limit options: $1,000, $2,000, or $3,000.
  • Monthly fee remains straightforward: $12, $18, or $22, corresponding to your chosen credit limit.

Pros and cons

Pros

  • No interest, no late fees.
  • No foreign exchange or additional cardholder fees.
  • Cashback benefits for eligible cardholders.

Cons

  • No Awards points for this card.
  • Low credit limits.
  • No balance transfers.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Mastercard
Gambling Transactions Allowed
No
Samsung Pay Enabled
Yes

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Good
Minimum Income
N/A
Temporary Residents Accepted
Yes

Additional cardholders

Additional Cardholders
1
Additional Card Fee Ongoing
$0.00

Credit limits

Minimum Credit Limit
$1,000.00
Maximum Credit Limit
$3,000.00

Repayments

Interest Charged From
N/A
Interest Free Period
N/A
Minimum Repayment Percentage
N/A

Balance transfers

Balance transfer offer

Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A

Balance transfer conditions

Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A

Rates, fees, charges

Cash advances

Cash Advance Rate
0% p.a.
Cash Advance Fee
N/A
Cash Advance Fee Percentage
N/A
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
0% p.a.

Account fees

Annual Fee Initial Year
N/A
Annual Fee Ongoing
$0.00
Dishonour Fee
N/A
Duplicate Statement Fee
N/A
Foreign Exchange Fee Percentage
0%
Late Payment Fee
$0.00

Rewards

Rewards program basics

Rewards Program
N/A
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
N/A

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
N/A
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
N/A

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
N/A
Cardholder's Extended Warranty Insurance
N/A
Cardholder's International Travel Insurance
N/A
Cardholder's Interstate Flight Inconvenience
N/A
Cardholder's Personal Item Theft Cover
N/A
Cardholder's Price Protection Insurance
N/A
Cardholder's Purchase Protection Insurance
N/A
Cardholder's Refund Protection
N/A
Cardholder's Transport Accident Insurance
N/A

Travel and lifestyle

Airport Lounge Access Included
N/A
Concierge Service Included
N/A
Complimentary Flight Voucher Included
N/A
Complimentary QFF Membership Included
N/A

The basics

  • Additional cardholders. Get an additional cardholder at no extra cost.
  • Digital wallets. This card works with Apple Pay, Google Pay and Samsung Pay.
  • Gambling transactions. Gambling transactions will not be approved on the CommBank Neo card.

Rewards and benefits

  • Complimentary travel insurance. This card does not come with complimentary international travel insurance.
  • Concierge services. The CommBank Neo Visa Credit Card does not offer concierge service.
  • Insurances. The CommBank Neo is a charge card and does not carry the same benefits as a credit card.
  • Rewards points. The CommBank Neo has no rewards program.
  • Sign up bonus. There is no signup bonus for this card.

Rates and fees

  • Annual fee. There is no annual fee for this card.
  • Balance transfers. There is no introductory balance transfer offer for this card.
  • Cash advances. Cash advances are blocked on this card.
  • Foreign exchange fee. Foreign currency transactions made with a foreign retailer will not be charged any fee.
  • Purchases. CommBank Neo's standard purchase rate is currently at 0% p.a.

User reviews

Convenience

Customer service

Rates and fees

Rewards

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