Credit Union SA

Compare Credit Union SA credit cards for their cost-effective features and benefits.

Credit Union SA credit cards

Balance transfer

6 months at 0% p.a.

Purchase rate

11.99% p.a. ongoing

Interest-free days

Up to 55 days on purchases

Annual fee

$59.00 p.a. ongoing

Details

  • 11.99% p.a. interest rate applies to purchases and cash advances.
  • Benefit from a low annual fee of $59.
  • Enjoy 0% p.a. on balance transfers for 6 months, reverting to 11.99% thereafter.

Pros & cons

Pros
  • Low-interest rates.
  • No cash advance fees.
  • Up to 55 days interest-free on purchases
  • Compatible with Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay and Visa payWave.
Cons
  • No rewards program.

Balance transfer

6 months at 0% p.a.

Purchase rate

6 months at 0% p.a.

Interest-free days

Up to 55 days on purchases

Annual fee

$0.00 p.a. ongoing

Details

  • No annual fee.
  • 0% introductory rate on purchases, balance transfers, and cash advances.
  • Enjoy a competitive 11.49% p.a. interest rate.
  • Benefit from up to 55 days interest-free on purchases.

Pros & cons

Pros
  • No annual fee.
  • Competitive interest rates.
  • Conveniently pay with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
Cons
  • No rewards points program.
  • No sign up bonus.

How to Apply for a Credit Union SA Credit Card

Applying for a Credit Union SA credit card is a straightforward process.

  1. Choose the credit card that best fits your needs.
  2. Visit the Credit Union SA website.
  3. Fill out the online application form with your personal and financial information.
  4. Submit the application for review.
  5. Credit Union SA run a credit check and process your application.
  6. Upon approval, receive your new credit card in the mail and activate it.

Help choosing a Credit Union SA credit card

Access tailored guidance to select the optimal Credit Union SA credit card that aligns with your financial goals and lifestyle preferences.

  • FAQs

What types of credit cards does Credit Union SA offer?

Credit Union SA offers two credit cards: the Credit Union SA Visa Credit Card and the Education Community Credit Card. The Visa Credit Card provides flexible and affordable banking solutions with competitive interest rates and global acceptance. The Education Community Credit Card is tailored for educators, offering lower fees and rates, along with benefits geared towards the education sector.

How can I apply for a Credit Union SA credit card?

You can apply for a Credit Union SA credit card online through their website or by visiting a branch in person.

What features do Credit Union SA credit cards offer?

Credit Union SA credit cards offer an introductory balance transfer deal, competitive interest rates, contactless payments, online and mobile banking, and global Visa acceptance.

As seen on

Media - The Sydney Morning Herald
Media - Yahoo Finance
Media - News.com.au
Media - Daily Mail Australia
Media - Australian Fintech
Media - Dynamic Business