Great Southern Bank

Compare and apply products from Great Souther Bank (formerly CUA), a smaller regional credit union with a reputation for excellent customer care.

Great Southern Bank credit cards

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Interest-free days

Up to 55 days on purchases

Annual fee

$149.00 p.a. ongoing

Details

  • Earn one Platinum Rewards Point for $1 you spend using your card.
  • Feel secure with complimentary Purchase protection insurance.
  • Enjoy up to 9 additional cards for no extra cost.

Pros & cons

Pros
  • 90-day purchase protection.
  • Get up to 55 days interest-free on purchases
  • Compatible with Apple Pay, Google Pay, and Samsung Pay.
Cons
  • There is a 3.4% foreign exchange fee.

Balance transfer

N/A

Purchase rate

11.99% p.a. ongoing

Interest-free days

Up to 55 days on purchases

Annual fee

$0.00 for 1st year

Details

  • Benefit from a low purchase rate of 11.99% p.a.
  • Receive a first-year annual fee waiver; $49 p.a. thereafter.
  • Enjoy up to 9 additional cards at no extra cost.

Pros & cons

Pros
  • Indulge convenience with contactless transactions: Apple Pay and Google Pay.
  • Save on interest with interest-free days up to 55 days on purchases.
  • Comes with fraud protection.
Cons
  • There is no rewards program on this card.

Though Great Southern Bank doesn’t offer a wide range of credit cards like some larger banks, they provide a low-rate credit card designed to meet various financial needs and preferences.

Low-Rate Credit Card

Great Southern Bank's low-rate credit card is ideal for individuals seeking to manage their finances efficiently while benefiting from a competitive interest rate.

Features and Benefits of a Great Southern Bank Credit Card

  • Competitive Interest Rates: The low-rate credit card offers competitive interest rates, helping cardholders save on finance charges when carrying a balance.
  • Introductory Offers: New cardholders can look out for potential introductory offers, such as bonus points, waived annual fees, or 0% introductory APR periods.
  • Contactless Payment Options: Enjoy the convenience of contactless payments, with compatibility for digital wallets like Apple Pay and Google Pay.
  • Security Features: Great Southern Bank ensures cardholders are protected against fraud and unauthorized transactions with robust security measures.

How to Apply for a Great Southern Bank Credit Card

Applying for a Great Southern Bank credit card is simple and can be done online or in-person. Here’s how:

  1. Visit the Great Southern Bank website or a local branch to review the credit card options.
  2. Select the card that best fits your financial needs.
  3. Complete the online application with your personal and financial information.
  4. Submit any required documents, such as proof of income or identification.
  5. Wait for approval, which typically takes a few business days.
  6. Once approved, your new credit card will be mailed to you.

Help choosing a Great Southern Bank credit card

Access personalised assistance in selecting the optimal Great Southern Bank credit card tailored to your unique financial needs and lifestyle preferences.

  • FAQs

What are the eligibility requirements for a Great Southern Bank credit card?

To be eligible for a Great Southern Bank credit card, you typically need to be at least 18 years old, a resident of Australia, and meet certain income and creditworthiness criteria. Some credit cards may have additional requirements, so it's advisable to check the specific eligibility criteria for the card you're interested in directly with Great Southern Bank.

How can I redeem rewards earned with my Great Southern Bank credit card?

With the Great Southern Bank credit card, you won't earn rewards, but you will benefit from a purchase interest rate of 11.99% p.a., up to 55 days interest-free on purchases, and a $0 annual fee in the first year (with a $49 fee thereafter).

Is there a fee for using contactless payment methods with a Great Southern Bank credit card?

There is no fee for using contactless payment methods with a Great Southern Bank credit card. Contactless payments, including those made via digital wallets like Apple Pay, Google Pay, and Samsung Pay, are offered as a convenient and secure way to make transactions without additional charges.

What should I do if my Great Southern Bank credit card is lost or stolen?

If your Great Southern Bank credit card is lost or stolen, immediately report it by calling Great Southern Bank's 24-hour customer service hotline. They will assist you by blocking your card to prevent unauthorized transactions and will guide you through the process of obtaining a replacement card to ensure your financial security is maintained.

As seen on

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