Horizon Bank

Compare the Horizon Bank credit card by features, benefits, rates, and fees to help provide an informed decision before applying.

Horizon Bank credit card

Horizon Bank Visa Credit Card

4.0

Balance transfer

5 months at 4.99% p.a.

Purchase rate

5 months at 4.99% p.a.

Interest-free days

Up to 55 days on purchases

Annual fee

$0.00 p.a. ongoing

Details

Purchase and balance transfer offer of 4.99% p.a. for 5 months.
Benefit from low ongoing interest rates on purchases, balance transfers, and cash advances.
Enjoy a $0 annual fee with up to 55 interest-free days on purchases.

Pros & cons

Pros

Special 5-month introductory rate on purchases and balance transfers.
The low ongoing rate on purchases and cash advances.
No annual fee for life.
Minimum credit limit of $500 to help keep your spending within control.

Cons

No rewards program on this card.
The card does not offer complimentary insurance cover.

The Horizon Bank credit card offers cardholders a low special rate for 5 months, no annual fee, 55 interest-free days, and low ongoing interest rates. It provides convenient payment options without rewards programs or insurance coverage, making it a straightforward and cost-effective choice for managing your finances.

Application process for a credit card with Horizon Bank

Applying for a Horizon Bank credit card is a straightforward process. Understanding the application requirements and procedures can help streamline your application and increase your chances of approval.

Steps to apply for a Horizon Bank credit card:

Check eligibility criteria
Gather necessary documents
Submit an online application
Await approval and card issuance
Activate your new credit card

Help choosing a Horizon Bank credit card

You can access personalised assistance to pinpoint the perfect Horizon Bank credit card, tailored to your financial goals and lifestyle preferences.

FAQs

How can I apply for a Horizon Bank credit card?

Applying for a Horizon Bank credit card is easy. Simply visit the Horizon Bank website, choose the credit card that fits your needs, and fill out the online application form. Make sure to meet the eligibility criteria and have the necessary documents ready.

What are the interest rates on Horizon Bank credit cards?

Horizon Bank offers a competitive 4.99% p.a. special interest rate for the first 5 months, followed by a low ongoing rate of 12.95% p.a. This makes it a cost-effective option for managing your finances. You can find more details about these rates on the Horizon Bank website.

Can I track my spending and rewards points online?

Yes, Horizon Bank provides online banking services that allow you to track your spending and view transaction history. While there is no rewards program, you can still use the mobile app for convenient, on-the-go account management.

Are there any additional fees associated with Horizon Bank credit cards?

Horizon Bank may charge fees for certain services such as late payments, cash advances, or foreign transactions. It's essential to review the terms and conditions of your credit card agreement to understand all applicable fees.

How do I report a lost or stolen Horizon Bank credit card?

If your Horizon Bank credit card is lost or stolen, it's crucial to report it immediately to prevent unauthorized charges. You can contact Horizon Bank's customer service hotline or use the online banking portal to report the missing card.

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