Macquarie Black Credit Card with Macquarie Rewards

The basics

• Additional cardholders. You can add up to 4 additional cardholders for free on this credit card. Each additional cardholder (above 4) will cost $10 each. The main account holder will be responsible for managing the account and repayments.
• Digital wallets. This card is enabled for Apple Pay and Google Pay but not for Samsung Pay.
• Gambling transactions. Gambling transactions are not permitted with this card.

Rewards and benefits

• Complimentary travel insurance. The Macquarie Black Card with Macquarie Rewards comes with complimentary international travel insurance. To be eligible, the card must have been used to purchase travel expenses related to the trip before departure. Eligibility criteria apply.
• Concierge services. The Macquarie Black Card with Macquarie Rewards provides access to a 24 / 7 concierge service. You can use the concierge to help make travel reservations, find gifts and services, compare prices, and more.
• Insurances. Cardholders get fraud protection, purchase protection insurance, transport accident insurance, international travel insurance, and price protection insurance.
• Rewards points. The Macquarie Black Card with Macquarie Rewards earns 2 Macquarie Rewards points per $1 spent. You can earn up to $54 in gift cards when you spend $5,000 per month on your Black card with Macquarie Rewards. Balance transfers and cash advances are not eligible transactions for earning points.
• Sign up bonus. No sign up bonus right now.

Rates and fees

• Annual fee. The annual fee for this card is $149 p.a.
• Balance transfers. There is no introductory balance transfer offer on the Macquarie Black Card with Macquarie Rewards at the moment.
• Cash advances. All cash advances on the Macquarie Black Card with Macquarie Rewards will attract interest at 20.70% p.a., which begins accruing immediately from the date of the transaction. Additionally, there is a one-off cash advance fee.
• Foreign exchange fee. 0% international purchase fees on purchases made in a foreign currency.
• Interest-free period. Up to 55 days interest-free on purchases (except cash advances) when you make at least the minimum payment required each month.
• Purchases. There is no introductory offer on purchases with the Macquarie Black Card with Macquarie Rewards. Purchases made with this card will attract interest at the ongoing rate of 20.70% p.a. This rate is typical of a rewards-earning card such as this.