Benefit from a low introductory rate on balance transfers and purchases for the first 6 months (reverting to 12.99% p.a. thereafter).
Enjoy a low annual fee of $30 p.a.
Get up to 55 interest-free days.
Pros
Low interest rates on purchases and cash advances.
Competitive annual fee.
Visa payWave is available for purchases under $100.
Cons
No rewards program.
Help choosing a Macquarie Credit Union credit card
FAQs
What are the interest rates offered on Macquarie Credit Union credit cards?
Macquarie Credit Union credit cards offer competitive interest rates, which can vary depending on the card type and your creditworthiness. For the most accurate and current rates, it's recommended to check directly with Macquarie Credit Union or visit their website.
How can I redeem rewards earned through my Macquarie Credit Union credit card?
To redeem rewards earned through your Macquarie Credit Union credit card, log into your online banking account or contact their customer service. The rewards program may offer options like merchandise, travel, gift cards, or cashback, depending on the specifics of your card.
Is there an annual fee associated with Macquarie Credit Union credit cards?
Yes, there is an annual fee associated with Macquarie Credit Union credit cards, which can vary by card. Some cards may offer a reduced fee or a waiver for the first year as part of a promotional offer. For detailed fee information, please refer to the terms and conditions of your specific card.
What security features are available on Macquarie Credit Union credit cards?
Macquarie Credit Union credit cards come equipped with security features such as chip technology, PIN access, and fraud monitoring to protect against unauthorized transactions. Additionally, many cards are compatible with contactless payments, offering a secure and convenient way to pay.
Can I apply for a Macquarie Credit Union credit card online?
Yes, you can apply for a Macquarie Credit Union credit card online by visiting their website, selecting the credit card that fits your needs, and completing the application form with the required information. Alternatively, applications can also be made by visiting a branch or contacting customer service.
Do Macquarie Credit Union credit cards offer balance transfer options?
Macquarie Credit Union credit cards do offer balance transfer options, allowing you to transfer balances from other credit cards to consolidate debt and potentially benefit from lower interest rates. The terms, including any promotional rates and fees, should be reviewed in the specific card's terms and conditions.
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