MOVE Bank Low Rate Credit Card

Not available for application via this website

MOVE Bank Low Rate Credit Card

Balance transfer

6 months at 0% p.a.

Purchase rate

8.99% p.a. ongoing

Interest-free days

Up to 45 days on purchases

Annual fee

$0.00 for 1st year

Highlights

  • An 8.99% p.a. retail purchase rate helps keep interest costs low.
  • The first-year annual fee is waived, saving you $59.
  • Pay 0% interest on balance transfers for 6 months, helping you save on interest while paying down debt.

Pros and cons

Pros

  • Along with a low purchase rate, this card offers a 12.99% p.a. cash advance rate, which is lower than many other cards.
  • Credit limits range from $1,000 to $25,000, giving flexibility based on your needs.
  • Balance transfers come with no extra fees.

Cons

  • As expected, this low-rate credit card doesn’t include a rewards program.
  • This card offers 45 days interest-free, shorter than the 55 days some other cards provide.

About this credit card

Basics

Card usage

Apple Pay Enabled
Yes
Card Type
Visa
Gambling Transactions Allowed
No
Samsung Pay Enabled
No

Eligibility

Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Good
Minimum Income
N/A
Temporary Residents Accepted
No

Additional cardholders

Additional Cardholders
1
Additional Card Fee Ongoing
$0.00

Credit limits

Minimum Credit Limit
$1,000.00
Maximum Credit Limit
$25,000.00

Repayments

Interest Charged From
Purchase date
Interest Free Period
Up to 45 days on purchases
Minimum Repayment Percentage
3%

Balance transfers

Balance transfer offer

Balance Transfer Rate
0%
Balance Transfer Period
6 months
Balance Transfer Fee Percentage
0%

Balance transfer conditions

Balance Transfer From Personal Loan
No
Balance Transfer Limit Percentage
80%
Balance Transfer Revert Rate
8.99%

Rates, fees, charges

Cash advances

Cash Advance Rate
12.99% p.a.
Cash Advance Fee
$5.00
Cash Advance Fee Percentage
N/A
Cash Advance Fee Threshold
N/A

Purchases

Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
8.99% p.a.

Account fees

Annual Fee Initial Year
$0.00
Annual Fee Ongoing
$59.00
Dishonour Fee
N/A
Duplicate Statement Fee
$3.00
Foreign Exchange Fee Percentage
N/A
Late Payment Fee
$15.00

Rewards

Rewards program basics

Rewards Program
N/A
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
N/A

Rewards points per $1 spent

Domestic Rewards Points Earn Rate
N/A
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
N/A

Additional perks

Insurance

Cardholder's Domestic Hotel Burglary Insurance
N/A
Cardholder's Extended Warranty Insurance
N/A
Cardholder's International Travel Insurance
N/A
Cardholder's Interstate Flight Inconvenience
N/A
Cardholder's Personal Item Theft Cover
N/A
Cardholder's Price Protection Insurance
N/A
Cardholder's Purchase Protection Insurance
N/A
Cardholder's Refund Protection
N/A
Cardholder's Transport Accident Insurance
N/A

Travel and lifestyle

Airport Lounge Access Included
N/A
Concierge Service Included
N/A
Complimentary Flight Voucher Included
N/A
Complimentary QFF Membership Included
N/A

History

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    This product has not been reviewed yet. Click here to write your review and help others make a better decision.

    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business