The basics
- Additional cardholders. Information on additional cardholders is not available.
- Digital wallets. This card supports Apple Pay and Google Pay.
- Gambling transactions. The Northern Inland Credit Union Visa Classic Credit Card can make gambling-related purchases, with the cash advance rate and fee applied.
Rewards and benefits
- Complimentary travel insurance. This card does not include complimentary international travel insurance cover.
- Concierge services. The Northern Inland Credit Union Visa Classic Credit Card does not offer a concierge service.
- Insurances. This card comes with fraud protection.
- Rewards points. This credit card comes with Visa Entertainment Rewards. Home Loan Rewards Rate of 10.74% p.a. is given to Northern Inland Credit Union members for the life of their home loan.
- Sign up bonus. Northern Inland Credit Union do not offer any sign up bonus for this card.
Rates and fees
- Annual fee. The ongoing annual fee for this card is $40.
- Balance transfers. There is no balance transfer offer right now with this credit card.
- Cash advances. Cash advances made with the Northern Inland Credit Union Visa Classic Credit Card will be charged an interest rate of 14% p.a., which will accrue immediately from the date the cash advance was made. Northern Inland Credit Union will charge a one-off fee to process any cash advances with this card.
- Foreign exchange fee. Overseas purchases or online purchases in a foreign currency will incur an additional 3% foreign transaction fee.
- Interest-free period. Northern Inland Credit Union's Visa Classic card offers up to 55 days interest-free on purchases (except cash advances) if you have paid off your previous balance or made minimum required payments.
- Purchases. Interest will be applied at an annual rate of 14% on purchases made using the Northern Inland Credit Union Visa Classic Credit Card.
