Police Bank

Compare the Police Bank credit card before making a decision. Review their key features, interest rates, and fees.

Police Bank credit card

Police Bank Visa Credit Card

3.6

Balance transfer

N/A

Purchase rate

10.76% p.a. ongoing

Interest-free days

Up to 55 days on purchases

Annual fee

$0.00 for 1st year

Details

Enjoy a waived first-year annual fee, returning to $30 per annum thereafter.
Benefit from a competitive interest rate of 10.76% p.a. on both cash advances and purchases.
Make the most of up to 55 days with no interest charges on purchases.

Pros & cons

Pros

No annual fee for the first year.
Low interest on purchases and cash advances.
55 interest-free days on purchases.

Cons

No rewards program.
Relatively high cash advance fee at 3.8% p.a.
No introductory interest-free balance transfer offer.

How to Apply for a Police Bank Credit Card

The process of applying for a Police Bank credit card is straightforward and can typically be done online or in-branch. Here are the general steps you may follow to apply for a Police Bank credit card:

Check Eligibility: Ensure you meet the membership requirements of Police Bank before applying for a credit card.
Choose a Card: Select the Police Bank credit card that best suits your needs based on features and benefits.
Complete Application: Fill out the online application form or visit a Police Bank branch to submit your application.
Provide Documentation: You may need to provide identification documents, proof of income, and other relevant information to support your application.
Await Approval: Once you've submitted your application, await approval from Police Bank.
Get Your Card: Upon approval, you'll receive your Police Bank credit card along with the terms and conditions.

Help choosing a Police Bank credit card

Unlock personalised guidance to choose the perfect Police Bank credit card, aligned with your financial goals and lifestyle preferences.

FAQs

What are the membership requirements to apply for a Police Bank credit card?

To apply for a Police Bank credit card, you typically need to be a member of Police Bank, which may involve being part of the police community, a family member of someone in the community, or meeting other specific membership criteria. Additionally, applicants must be at least 18 years old and meet certain financial and creditworthiness requirements.

Do Police Bank credit cards offer rewards programs?

Police Bank offers a low-rate credit card, which does not include a rewards program. This card is designed to provide competitive interest rates, making it a cost-effective option for those prioritizing lower fees and interest over earning rewards. For more information on rates and features, you can visit Police Bank’s website or contact their customer service.

How can I check the interest rates on Police Bank credit cards?

To check the interest rates on Police Bank credit cards, visit the Police Bank website where you can find detailed information on the rates for purchases, cash advances, and balance transfers for each card. Alternatively, you can contact Police Bank directly for the most current rates.

What security features are available on Police Bank credit cards?

Police Bank credit cards are equipped with several security features, including chip technology for enhanced fraud protection, a 24/7 monitoring service to detect suspicious activity, and the ability to instantly freeze and unfreeze your card via online banking or mobile app if it's lost or stolen.

Can I apply for a Police Bank credit card online?

Yes, you can apply for a Police Bank credit card online. The application process involves visiting the Police Bank website, selecting the credit card that best suits your needs, and completing the online application form. You'll need to provide personal, employment, and financial information as part of the application process.

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