Queensland Country Bank

Compare Queensland Country Bank credit cards. Review their offer rates, fees, benefits, and features to make an informed decision about applying.

Queensland Country Bank credit cards

Balance transfer

N/A

Purchase rate

14.45% p.a. ongoing

Interest-free days

Up to 55 days on purchases

Annual fee

$39.00 p.a. ongoing

Details

  • Avail a modest $39 annual fee.
  • Benefit from the same low-interest rate of 14.45% per annum on both cash advances and purchases.
  • Enjoy the perk of free additional cardholders.

Pros & cons

Pros
  • Low annual fee.
  • Additional cardholders at no extra cost.
  • Up to 55 days interest-free on purchases.
  • Access to Visa Entertainment exclusive offers.
Cons
  • No introductory balance transfer rate at the moment.
  • No rewards program.
  • No complimentary travel insurance.

Balance transfer

N/A

Purchase rate

14.45% p.a. ongoing

Interest-free days

Up to 55 days on purchases

Annual fee

$89.00 p.a. ongoing

Details

  • Earn 1 reward dollar for every $150 you spend on eligible transactions.
  • Benefit from the same low-interest rate of 14.45% per annum on both cash advances and purchases.
  • A low $89 annual fee.

Pros & cons

Pros
  • Additional cardholders at no extra cost.
  • Up to 55 days interest-free on purchases.
  • Access to Visa Entertainment exclusive offers.
Cons
  • No introductory balance transfer rate at the moment.
  • No complimentary travel insurance.

Queensland Country Bank is a member-owned financial institution that offers a range of financial products, including credit cards. The bank focuses on providing competitive rates and excellent customer service to its members.

How to Apply for a Queensland Country Bank Credit Card

Applying for a Queensland Country Bank credit card is a straightforward process. Here are the general steps involved in the application process:

  1. Visit the Queensland Country Bank website or branch.
  2. Choose the credit card that best suits your needs.
  3. Fill out the online application form or visit a branch to apply in person.
  4. Provide the required documentation, such as proof of identification and income.
  5. Wait for approval, which usually takes a few business days.
  6. Upon approval, activate your card and start using it for purchases.

Help choosing a Queensland Country Bank credit card

Access personalised assistance to choose the ideal Queensland Country Bank credit card, tailored to your financial needs and lifestyle preferences.

  • FAQs

What are the eligibility criteria for applying for a Queensland Country Bank credit card?

To qualify for a Queensland Country Bank credit card, applicants typically need to meet certain criteria such as being over 18 years old, having a good credit history, and meeting the bank's income requirements.

Can I earn rewards on all purchases made with a Queensland Country Bank credit card?

With the Queensland Country Bank Visa My Rewards Credit Card, you earn 1 reward dollar for every $150 spent on eligible transactions.

How can I redeem the rewards points earned with my Queensland Country Bank credit card?

Earn cashback rewards and link your Queensland Country Bank Visa My Rewards Credit Card to Apple Pay or Google Pay for seamless mobile payments. Plus, enjoy exclusive offers on shopping, dining, travel, and entertainment through Visa Offers + Perks.

Does a Queensland Country Bank credit card have an annual fee?

Both Queensland Country Bank credit cards feature a low annual fee, making them a cost-effective choice for those looking to minimize credit card expenses. This allows cardholders to enjoy essential features and rewards without the burden of high fees.

What should I do if my Queensland Country Bank credit card is lost or stolen?

If your Queensland Country Bank credit card is lost or stolen, it is essential to report it immediately to the bank's customer service hotline. The bank will assist you in blocking the card to prevent unauthorized transactions and issue a replacement card as needed.

As seen on

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