The basics
- Additional cardholders. This card allows you to add additional cardholders at no extra cost. You will be responsible for the account's management if you do add additional cardholders.
- Digital wallets. This card supports Apple Pay an Google Pay.
- Gambling transactions. Gambling transactions are not allowed on the Queensland Country Bank Visa Credit Card.
Rewards and benefits
- Complimentary travel insurance. The Queensland Country Bank Visa Credit Card has no complimentary international travel insurance policy.
- Concierge services. The Queensland Country Bank Visa Credit Card does not offer a concierge service.
- Insurances. This card does not offer any insurance benefits for cardholders.
- Rewards points. This credit card does not have a rewards program.
- Sign up bonus. There is no signup bonus for this card at this time.
Rates and fees
- Annual fee. The annual fee for this card is $39.
- Balance transfers. There is no current balance transfer offer available for this card.
- Cash advances. Cash advances made with the Queensland Country Bank Visa Credit Card will be charged interest at the rate of 14.45% p.a. Accrued interest will begin immediately from the day of the transaction. Cash advances made with this card will incur a one-off fee.
- Foreign exchange fee. Purchases made while overseas or with online stores based overseas will incur a 3.65% foreign transaction fee.
- Interest-free period. With the Queensland Country Bank Visa Credit Card, you can get up to 55 days interest-free on purchases (except cash advances) when you make the minimum required payments or pay off your balance in full.
- Purchases. With no introductory offer on purchases, purchases made with this card will be charged interest of 14.45% p.a.