Westpac Flex Card
4.2
Highlights
- This card offers 0% interest, helping you save on interest costs.
- $0 fee if you have no outstanding balance; otherwise, a $10 monthly fee applies.
- Access Westpac Extras and Rewards for additional offers and perks.
Pros and cons
Pros
Cons
About this credit card
Basics
Card usage
Apple Pay Enabled
Yes
Card Type
Mastercard
Gambling Transactions Allowed
N/A
Samsung Pay Enabled
Yes
Eligibility
Joint Application Accepted
No
Minimum Age
18 years
Minimum Credit Rating
Good
Minimum Income
N/A
Temporary Residents Accepted
No
Additional cardholders
Additional Cardholders
0
Additional Card Fee Ongoing
N/A
Credit limits
Minimum Credit Limit
$1,000.00
Maximum Credit Limit
$1,000.00
Repayments
Interest Charged From
N/A
Interest Free Period
N/A
Minimum Repayment Percentage
2%
Balance transfers
Balance transfer offer
Balance Transfer Rate
N/A
Balance Transfer Period
N/A
Balance Transfer Fee Percentage
N/A
Balance transfer conditions
Balance Transfer From Personal Loan
N/A
Balance Transfer Limit Percentage
N/A
Balance Transfer Revert Rate
N/A
Rates, fees, charges
Cash advances
Cash Advance Rate
0% p.a.
Cash Advance Fee
N/A
Cash Advance Fee Percentage
N/A
Cash Advance Fee Threshold
N/A
Purchases
Purchase Rate Introductory Offer
N/A
Purchase Rate Introductory Period
N/A
Purchase Rate Ongoing
0% p.a.
Account fees
Annual Fee Initial Year
N/A
Annual Fee Ongoing
$0.00
Dishonour Fee
N/A
Duplicate Statement Fee
N/A
Foreign Exchange Fee Percentage
N/A
Late Payment Fee
$0.00
Rewards
Rewards program basics
Rewards Program
N/A
Rewards Program Annual Fee Initial Year
N/A
Rewards Points Expiry
N/A
Rewards points per $1 spent
Domestic Rewards Points Earn Rate
N/A
Government Rewards Points Earn Rate
N/A
Overseas Rewards Points Earn Rate
N/A
Additional perks
Insurance
Cardholder's Domestic Hotel Burglary Insurance
N/A
Cardholder's Extended Warranty Insurance
N/A
Cardholder's International Travel Insurance
N/A
Cardholder's Interstate Flight Inconvenience
N/A
Cardholder's Personal Item Theft Cover
N/A
Cardholder's Price Protection Insurance
N/A
Cardholder's Purchase Protection Insurance
N/A
Cardholder's Refund Protection
N/A
Cardholder's Transport Accident Insurance
N/A
Travel and lifestyle
Airport Lounge Access Included
N/A
Concierge Service Included
N/A
Complimentary Flight Voucher Included
N/A
Complimentary QFF Membership Included
N/A
History
User reviews
Convenience
Customer service
Rates and fees
Rewards
Trust
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