Westpac Low Rate Credit Card
Balance transfer
28 months at 0% p.a.
Purchase rate
13.74% p.a. ongoing
Annual fee
$0.00 for 1st year
Highlights
- Enjoy 0% p.a. for 28 months on balance transfers with a 1% balance transfer fee. Reverts to variable cash advance rate of 21.49% p.a.
- Low 13.74% p.a. interest rate on purchases.
- $0 first year annual card fee ($59 p.a. thereafter).
Pros and cons
Pros
Cons
Our review
Convenience
Customer service
Rates and fees
Rewards
Trust
Reviewed by Credit Card Compare Staff
User reviews
Convenience
Customer service
Rates and fees
Rewards
Trust
No rewards, but low rates
Reviewed by Anon
Good everyday card just to get out of trouble
Reviewed by Sherry
Very pleased with my card
Reviewed by mari
Generally pleased with my Westpac credit card
Reviewed by Anonymous
Interest rates aren't that low
Reviewed by My adventure
Pleased
Reviewed by Kim C
Good card
Reviewed by Natalie
My credit card and what it means to me
Reviewed by Bex
Very satisfied
Reviewed by Renee Kruiz
For someone who wants no rewards
Reviewed by Charlotte
Good interest rate
Reviewed by Jade
Everything you need in one card
Reviewed by Laura Dennison
I transferred my credit card debt
Reviewed by Synth
Interest rates and fees too high
Reviewed by Danilee
Not quite low enough
Reviewed by Steve
Does what it says on the tin
Reviewed by Jenny
Generally very pleased
Reviewed by Fiona
I have saved lots of money with this card
Reviewed by Michelle
Too many fees
Reviewed by Heather
Great for cashless travel
Reviewed by Sd
Very happy
Reviewed by Nick
Westpac's low interest rate card is the best
Reviewed by Paul
Good card!
Reviewed by Rabia
Great benefit to me
Reviewed by Patrick
No hassle card
Reviewed by Maria
Handy to have
Reviewed by Elisabeth
Overall happy with the card
Reviewed by Brooke
I save money for a rainy day
Reviewed by Katie
Excellent no frills card
Reviewed by Brian
The card to use for starting out
Reviewed by Tara-Mae
Great security service
Reviewed by Karly
Low interest rate and good service
Reviewed by Catherine
Excellent protection against fraud
Reviewed by Tanya
Lower interest rate card
Reviewed by Avron
Basic card with low interest rate
Reviewed by Deborah
Suitable for daily usage, but needs more rewards
Reviewed by Faisal
No fees, but poor service
Reviewed by Lora
Low interest means no worries about overspending
Reviewed by Cheryl
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