Wizitcard Credit Card

Name: Wizitcard Credit Card
Brand: Wizit
Rating: 0.0 (1 reviews)

Balance transfer

N/A

Purchase rate

0% p.a. ongoing

Interest-free days

N/A

Annual fee

$228.00 p.a.

Highlights

If you want to keep spending simple, this card’s 0% interest rate—forever—stands out. The $19 monthly fee is straightforward, and there are no charges if you’re not using it. Credit limits range from $500 to $1,000, with clear repayments that make budgeting easier. You can use it instantly with Apple Pay and Google Pay. Just note the $1 late fee and the modest limit. A solid pick for those who want control without the usual credit card hassle.

Pros and cons

Pros

No ongoing fees or charges when the card isn’t in use or has no balance.
The $19 monthly fee simplifies costs compared to an annual fee.
Get a credit limit ranging from $500 to $1,000.
Know your repayments in advance which makes budgeting easier.
Instant virtual card which can be used with Apple Pay and Google Pay.

Cons

There is a $1 late payment fee.
3% currency conversion fee if using overseas or shopping online with foreign currency.
The $1,000 limit is low in comparison to other cards.
No option for cash advances or ATM withdrawals.

History

User reviews

Convenience

Customer service

Rates and fees

Rewards

Trust

This product has not been reviewed yet. Click here to write your review and help others make a better decision.