Woolworths

Compare alternatives to the discontinued Woolworths credit cards, which once offered Qantas Points or credit card points for everyday spending.

Woolworths credit cards

Woolworths Qantas Platinum Credit Card

On Woolworths' website

Woolworths Qantas Platinum Credit Card

Balance transfer

14 months at 0% p.a.

Purchase rate

20.49% p.a. ongoing

Interest-free days

Up to 55 days on purchases

Annual fee

$99.00 for 1st year

Details

  • 0% p.a. for 14 months on balance transfers with 0% balance transfer fee. Reverts to 19.99% p.a.
  • $99 p.a annual fee for the first year ($169 p.a. thereafter)
  • Get 10% off your grocery shop once a month saving you up to $50 every month. Terms and Conditions apply.

Pros & cons

Pros
  • 0% p.a. for 14 months on balance transfers with a 0% balance transfer fee.
  • The discounted annual fee for the first year.
  • Earn 1 Qantas Point for $1 spent at Woolworths and Woolworths Group Stores.
  • Earn 0.5 Qantas Points for every $1 spent on all other eligible purchases.
Cons
  • After the initial year, the annual fee increases to $169 p.a.
  • The balance transfer revert rate is 20.49%
Woolworths Everyday Platinum Credit Card

On Woolworths' website

Woolworths Everyday Platinum Credit Card

Balance transfer

14 months at 0% p.a.

Purchase rate

19.99% p.a. ongoing

Interest-free days

Up to 55 days on purchases

Annual fee

$0.00 for 1st year

Details

  • 0% p.a. for 14 months on balance transfers with a 0% balance transfer fee, then reverts to 19.99% p.a.
  • No annual fee for the first year ($49 thereafter).
  • Earn up to 3 Credit Card points per $1 spent on eligible purchases.

Pros & cons

Pros
  • 0% p.a. for 14 months on balance transfers with a 0% balance transfer fee.
  • No annual fee for the first year.
  • Points are automatically converted to Woolworths Shopping Cards.
Cons
  • The balance transfer revert rate is 19.99%

Woolworths offered a range of credit cards designed to cater to different needs and preferences.

Please note: The details below of Woolworths credit cards, which were available in Australia before April 2023, are for reference purposes only. Existing customers should contact Macquarie Bank directly for account-specific information.

You can compare more credit cards from other issuers.

Types of Woolworths credit cards

Woolworths Everyday Platinum credit card

The Woolworths Everyday Platinum credit card is a rewards card that offers points on eligible purchases. It provides perks such as complimentary travel insurance, purchase security insurance, and optional extras like Extended Warranty Insurance.

Woolworths Qantas Platinum credit card

The Woolworths Qantas Platinum credit card is designed for frequent flyers, providing access to Qantas Points on purchases. Cardholders can enjoy a range of benefits including Qantas Frequent Flyer perks, overseas travel insurance, and exclusive lifestyle offers.

Applying for a Woolworths credit card

The application process for a Woolworths credit card typically involves providing personal and financial details, including income and employment information. Ensure you meet the eligibility criteria and have the required documents ready before applying.

Benefits of Woolworths credit cards

Woolworths credit cards offer a range of benefits that can enhance your shopping and financial experience. Some common advantages include:

  • Points earn on everyday purchases
  • Exclusive discounts and offers for cardholders
  • Travel insurance and purchase protection
  • Additional perks, such as concierge services
  • Options for loyalty program integration, such as Qantas Points

Managing your Woolworths credit card account

Once you have been approved for a Woolworths credit card, it is essential to manage your account responsibly to make the most of its features. Keeping track of your balance, making timely payments, and staying informed about promotions can help you maximise the benefits of your card.

Woolworths credit card fees and charges

Understanding the fees associated with your Woolworths credit card is crucial for maintaining financial awareness. Common fees may include annual fees, late payment fees, cash advance fees, and foreign transaction fees. Be sure to review the terms and conditions to avoid any unexpected charges.

How to earn more points with your Woolworths credit card

Maximising your points earning potential with a Woolworths credit card can lead to valuable rewards and benefits. Strategies such as using the card for everyday purchases, taking advantage of bonus points offers, and participating in promotions can help you accumulate points faster.

Help choosing a Woolworths credit card

Enhance your shopping experience with expert assistance in selecting the perfect Woolworths credit card.

  • FAQs

How can I check my Woolworths credit card balance?

To check your Woolworths credit card balance, you can log in to your online account through the Woolworths website or mobile app. Alternatively, you can contact Woolworths customer service for assistance.

What should I do if my Woolworths credit card is lost or stolen?

If your Woolworths credit card is lost or stolen, it is essential to report it immediately to prevent unauthorized use. Contact Woolworths customer service to report the incident and request a replacement card.

How do I redeem points earned with my Woolworths credit card?

You can redeem points earned with your Woolworths credit card through the Woolworths Rewards program. Log in to your account, select your desired reward, and follow the redemption instructions provided on the platform.

Can I upgrade or downgrade my Woolworths credit card?

Yes, Woolworths may offer options to upgrade or downgrade your credit card depending on your needs and eligibility. Contact Woolworths customer service to inquire about changing your card type.

What is the interest rate on Woolworths credit cards?

The interest rates on Woolworths credit cards may vary depending on the card type and your creditworthiness. Review the product disclosure statement or terms and conditions for detailed information on interest rates applicable to your specific card.

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