Cathay Pacific Asia Miles Credit Cards

Compare cards that earn rewards points that can be transferred to Asia Miles for flights and upgrades. Australian transfer partners include Amex Membership Rewards, ANZ Rewards, Citi Rewards, NAB Rewards, and Westpac Altitude Rewards.

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Updated 28 Mar 2025   |   Rates updated regularly

Comparing of 5 Cathay Pacific Asia Miles credit cards

FeaturedApply by 27 May 2025
American Express Platinum Business Card

American Express Platinum Business Card

4.2

Rewards program

Membership Rewards

Points per $1 spent

1.13 Asia Miles after transfer

2.25 Membership Rewards Points

Sign up bonus

125,000 Asia Miles after transfer

250,000 Membership Rewards Points

Annual fee

$875.00 for 1st year

Details

  • Get 250,000 bonus Membership Rewards points by applying before 27 May 2025, getting approved, and spending $12,000 on your card within the initial 3 months. Exclusive to New American Express Card Members.
  • Reduced first-year annual fee of $875 (regularly $1,750 per year).
  • Earn up to 2.25 pts per $1 spent.
  • Enjoy exclusive Platinum travel, experience, and dining privileges.

Pros & cons

Pros
  • The offer of 250,000 bonus Membership Rewards points when you meet the criteria.
  • Earn up to 2.25 pts per $1 spent and 1 point per $1 spent at the ATO.
  • Access to more than 1,400 lounges globally, including The Centurion® Lounge.
  • Gold status match at Marriott Bonvoy, Hilton Honors, and Premium status at Radisson Hotel Group.
  • Get the Amex Experiences App to access information on Platinum benefits, travel offers, events and recommended merchants.
  • Add up to 99 employee cards at no extra cost.
Cons
  • The annual fee of $1,750 p.a. after the initial year.
  • Since this is a charge card, the balance must be cleared every statement.
  • No balance transfer facility.
Apply by 30 April 2025
Westpac Altitude Black Credit Card (Altitude)

On Westpac's website

Westpac Altitude Black Credit Card (Altitude)

3.7

Rewards program

Altitude Rewards

Points per $1 spent

0.42 Asia Miles after transfer

1.25 Altitude Rewards points

Sign up bonus

33,333 Asia Miles after transfer

100,000 Altitude Rewards points

Annual fee

$200.00 for 1st year

Details

  • Earn up to 150,000 bonus Altitude Points (equivalent to up to $700 in eGift cards). Receive 100,000 Altitude bonus points by spending $6,000 on eligible purchases within 120 days of card approval. Additionally, get 50,000 points after your first eligible purchase in year 2. Exclusions apply.
  • Earn 6 Altitude points per $1 on Qantas, Jetstar, Singapore Airlines, and Emirates flights bought in Australia, subject to eligibility criteria.
  • Redeem your points for gift cards, travel, transferring to partner airline programs, and other rewards.
  • Get 2 free Priority Pass lounge visits each year.
  • Use the Concierge Service to book experiences online, including exclusive tickets, last-minute reservations, and more.
  • Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.

Pros & cons

Pros
  • Earn up to 150,000 bonus Altitude Points when you meet the criteria.
  • The discounted annual fee for the first year.
  • Earn 2 points per $1 spent at Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and Uber Eats
  • Earn 1.25 points per $1 spent on other eligible purchases.
  • No limit on the points you can earn, which is great for high spenders.
  • Add 1 additional cardholder at no extra cost.
  • Offers fraud monitoring, secure online shopping, and a Fraud Money Back Guarantee.
  • Works with Apple Pay, Google Pay, and Samsung Pay.
Cons
  • The high annual fee of $295 p.a. after the initial year.
  • There is no introductory balance transfer offer, so it’s better suited for everyday spending than consolidating debt.
  • A 3% fee applies to foreign transactions made with your card.
Apply by 30 April 2025
Westpac Altitude Platinum Credit Card (Altitude)

On Westpac's website

Westpac Altitude Platinum Credit Card (Altitude)

4.8

Rewards program

Altitude Rewards

Points per $1 spent

0.33 Asia Miles after transfer

1 Altitude Rewards point

Sign up bonus

30,000 Asia Miles after transfer

90,000 Altitude Rewards points

Annual fee

$99.00 for 1st year

Details

  • Earn up to 120,000 bonus Altitude Rewards Points. Get 90,000 Altitude Rewards Points when you spend at least $3,000 on eligible purchases in the first 90 days from new card approval, and an additional 30,000 points after your first eligible purchase in the second year. Terms and Conditions apply.
  • Earn 3 Altitude points per $1 on Qantas, Jetstar and Virgin Australia flights bought in Australia, subject to eligibility criteria.
  • Earn 2 points per $1 spent on Uber, Uber Eats, Spotify Premium, Airbnb, and Overseas spend (including overseas purchases made from Australia).
  • Comes with complimentary insurance, including Interstate Flight Inconvenience, Rental Vehicle Excess, international travel coverage, extended warranty, purchase protection, and overseas transit accident insurance.

Pros & cons

Pros
  • Earn up to 120,000 bonus Altitude Rewards Points when you meet the criteria.
  • Earn 1 point for every $1 spent on other eligible purchases.
  • The discounted annual fee for the first year.
  • Add 1 additional cardholder at no extra cost.
  • Split purchases over $100 into 4 payments over 6 weeks with PartPay, making it easier to manage larger expenses.
  • Offers fraud monitoring, secure online shopping, and a Fraud Money Back Guarantee.
  • Works with Apple Pay, Google Pay, and Samsung Pay.
Cons
  • Earnings are capped at $100,000 annually, but bonus Altitude Rewards Points are excluded from this limit.
  • The earning rate of 0.5 points is lower than that of others.
American Express Business Explorer Credit Card

American Express Business Explorer Credit Card

4.6

Rewards program

Membership Rewards

Points per $1 spent

1 Asia Mile after transfer

2 Membership Rewards Points

Sign up bonus

25,000 Asia Miles after transfer

50,000 Membership Rewards Points

Annual fee

$149.00 p.a. ongoing

Details

  • Earn 50,000 Bonus Membership Rewards Points when you apply online, are approved, and spend at least $3,000 within 3 months of approval. Exclusive to new American Express Card Members.
  • Includes 2 Centurion Lounge passes per year at Sydney and Melbourne airports.
  • Receive complimentary travel insurance when you book your return flight with your card.

Pros & cons

Pros
  • Earn up to 2 points per $1 spent on eligible purchases.
  • Earn 1 point per $1 spend on ATO and government transactions.
  • Use your points to pay off transactions, utilities, annual fee and more.
  • Redeem your rewards for flights, hotel reservations, or car rentals.
  • Transfer points to Virgin Australia, Air New Zealand and Hilton Honors.
  • Shop with your points at Apple, Ikea, JB Hi-Fi and more.
  • No fee for up to 99 employee cards.
  • Up to 55 interest-free days.
  • With the Amex App, you can Monitor business spend and activity 24x7.
  • Manage your account anytime and anywhere with Live Chat Service
Cons
  • There is an annual fee of $149.
  • A 3% foreign transaction fee is in effect.
  • There is no balance transfer offer.
  • Cash advances are blocked, which might be inconvenient for some.
Apply by 17 June 2025
American Express Business Gold Plus Card

American Express Business Gold Plus Card

3.5

Rewards program

Membership Rewards

Points per $1 spent

0.75 Asia Miles after transfer

1.50 Membership Rewards Points

Sign up bonus

50,000 Asia Miles after transfer

100,000 Membership Rewards Points

Annual fee

$395.00 p.a. ongoing

Details

  • Receive 100,000 Membership Rewards bonus points by applying before 17 June 2025, getting approved, and spending $5,000 on your card within the initial 3 months. Exclusive to New American Express Card Members.
  • Receive up to $550 credit back for spend with Xero, Google Ads, Meta, Amazon Web Services and Dell. Terms and Conditions apply.
  • Earn 3 points per $1 spent on Xero, Google Ads, Meta, Amazon Web Services and Dell, up to 2 points per $1 spent on AccessLine, 1.5 points per $1 spent on everyday spend, and 1 point on government spend.

Pros & cons

Pros
  • Receive 100,000 bonus Membership Reward points when you meet the criteria.
  • Earn unlimited points with no cap, and your points never expire.
  • Membership Rewards points can be transferred to airline and hotel partners, including Virgin Australia, Air New Zealand, and Hilton Honors.
  • You can also redeem your points for gift cards from top retailers like Apple, IKEA, JB Hi-Fi, and more.
  • Add 2 employee cards at no extra cost.
  • Experience enhanced flexibility with no pre-set spending limit.
  • A flexible Payment Option is available to spread costs over time for a portion of your balance.
  • Travel worry-free with complimentary domestic and international travel insurance, covering trip cancellations, delays, lost baggage, medical emergencies, and more.
  • Supports Apple Pay, Google Pay, and Samsung Pay.
Cons
  • Once a total of 200,000 points is earned in a calendar year, the everyday business earn rate will change from 3 to 1 point per $1 spent.
  • The $75 fee for every additional card added.
  • Doesn't offer airport lounge access.
  • No access to concierge services.

Although no Australian credit cards directly earn Asia Miles, you can easily earn frequent flyer credit card rewards points and convert them to Asia Miles.

How to compare credit cards that earn Asia Miles

When comparing credit cards for earning Asia Miles, consider the following key factors:

  • Earning rates: You earn points per dollar spent on the card at this rate. The higher the earn rate, the better.
  • Conversion rates: This is the ratio of credit card rewards points needed to get one Cathay Pacific Asia Mile. It varies between credit card rewards programs.
  • Annual fees: Assess if the card's benefits outweigh the annual fee.
  • Perks: Some credit cards offer additional perks such as travel insurance, airport lounge access, or exclusive discounts. Ensure these perks align with your travel needs.

Converting credit card rewards points to Asia Miles

Several Australian credit cards earn rewards points that can easily and quickly transfer to Asia Miles. Follow these steps:

  1. Log into your rewards account and select Asia Miles as your preferred redemption option.
  2. Enter the number of points you want to convert.
  3. Submit the form and wait for the points to be deposited in your Asia Miles account.

The time it takes for points to appear in your Asia Miles account may vary between rewards programs.

Help choosing a Cathay Pacific Asia Miles credit card

Elevate your travel experience with ease - find your ideal Cathay Pacific Asia Miles credit card today.

  • Pros & cons

Pros

Convenience

Earning Asia Miles with a credit card is convenient and one of the few ways to accumulate Asia Miles with everyday spending in Australia.

Additional perks

Benefits such as travel insurance and airport lounge access are commonly available.

Flexibility

Cathay Pacific Asia Miles is typically not the only airline transfer partner available, giving you more options to redeem points for flights.

Cons

Annual fees

Expect to pay an annual fee to earn credit card points that can be converted to Asia Miles.

Conversion rate

One point in your credit card rewards program does not necessarily convert to one Asia Mile.

High criteria

Cards that earn Asia Miles can be challenging to get approved for.

    As seen on

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