Cathay Pacific Asia Miles Credit Cards

Compare cards that earn rewards points that can be transferred to Asia Miles for flights and upgrades. Australian transfer partners include Amex Membership Rewards, ANZ Rewards, Citi Rewards, NAB Rewards, and Westpac Altitude Rewards.

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Updated 26 Sep 2025   |   Rates updated regularly

Comparing of 7 Cathay Pacific Asia Miles credit cards

FeaturedApply by 4 November 2025

Rewards program

Membership Rewards

Points per $1 spent

1.13 Asia Miles after transfer

2.25 Membership Rewards Points

Sign up bonus

150,000 Asia Miles after transfer

300,000 Membership Rewards Points

Annual fee

$875.00 for 1st year

Details

  • Get 300,000 bonus Membership Rewards points by applying before 4 November 2025, getting approved, and spending $12,000 on your card within the initial 3 months. Exclusive to New American Express Card Members.
  • Reduced first-year annual fee of $875 (regularly $1,750 per year).
  • Earn up to 2.25 pts per $1 spent.
  • Enjoy exclusive Platinum travel, experience, and dining privileges.

Pros & cons

Pros
  • The offer of 300,000 bonus Membership Rewards points when you meet the criteria.
  • Earn up to 2.25 pts per $1 spent and 1 point per $1 spent at the ATO.
  • Access to more than 1,400 lounges globally, including The Centurion® Lounge.
  • Gold status match at Marriott Bonvoy, Hilton Honors, and Premium status at Radisson Hotel Group.
  • Get the Amex Experiences App to access information on Platinum benefits, travel offers, events and recommended merchants.
  • Add up to 99 employee cards at no extra cost.
Cons
  • The annual fee of $1,750 p.a. after the initial year.
  • Since this is a charge card, the balance must be cleared every statement.
  • No balance transfer facility.
Featured
American Express Platinum Card

On American Express' website

Rewards program

Membership Rewards

Points per $1 spent

1.13 Asia Miles after transfer

2.25 Membership Rewards Points

Sign up bonus

100,000 Asia Miles after transfer

200,000 Membership Rewards Points

Annual fee

$1,450.00 p.a. ongoing

Details

  • Earn 200,000 bonus Membership Rewards Points when you apply by 2 December 2025, get approved, and spend $5,000 on your new Card within the initial 3 months. T&Cs apply. Exclusive to New Amex Card Members.
  • This card includes comprehensive travel insurance, covering trip cancellations, travel delays, lost baggage, medical emergencies, and more—giving you peace of mind when you’re on the go.
  • Receive a $450 Platinum Travel Credit annually for flight, hotel, or car rental bookings.
  • Get up to $400 each year to use at over 1,400 carefully selected restaurants worldwide, making dining out a little more rewarding.

Pros & cons

Pros
  • Get 200,000 Bonus Membership Rewards Points when you meet the criteria.
  • Earn up to 2.25 pts per $1 spent and 1 point per $1 spent at the ATO.
  • Transfer points to 12 major Airline Reward Partner programs, including Qantas Frequent Flyer, Virgin Australia Velocity Frequent Flyer, and Air New Zealand Airpoints.
  • You can also transfer points to Hilton Honors and Marriott Bonvoy.
  • Receive a complimentary Accor Plus membership valued at $399
  • Access to more than 1,400 lounges globally, including The Centurion® Lounge.
  • Shop with confidence knowing your purchases are protected. Get up to 12 months of extended warranty on eligible items, coverage for theft or damage, and a refund guarantee if a store won’t accept your return. You’re also safeguarded against unauthorized transactions with a Fraud Protection Guarantee.
  • Use the Amex Experiences App to access information on Platinum benefits, travel offers, events and recommended merchants.
  • Compatible with Apple Pay, Google Pay and Samsung Pay.
Cons
  • The annual fee is $1,450, which may seem high, but for those who maximize the card’s premium perks—like travel insurance, dining credits, and purchase protections—it could be a worthwhile investment.
  • A 3% fee applies to overseas transactions and online purchases.
American Express Explorer Credit Card

On American Express' website

Rewards program

Membership Rewards

Points per $1 spent

1 Asia Mile after transfer

2 Membership Rewards Points

Sign up bonus

55,000 Asia Miles after transfer

110,000 Membership Rewards Points

Annual fee

$395.00 p.a. ongoing

Details

  • Get 110,000 Bonus Membership Rewards Points upon application approval and spending $4,000 on your new Card within the initial 3 months. T&Cs apply. Exclusive to New Amex Card Members.
  • Get a $400 Travel Credit each year to use on flights, hotels, and car rentals when booking online.
  • Includes complimentary domestic and international travel insurance coverage.

Pros & cons

Pros
  • Get 110,000 Bonus Membership Rewards Points when you meet the criteria.
  • Earn 2 Membership Rewards points per $1 spent on purchases except for government bodies in Australia where you will earn 1 point per $1 spent (uncapped).
  • Transfer Membership Rewards points to 11 Airline Partners and 2 Hotel Partners.
  • Convert points into gift cards or pay for charges on your account.
  • Get two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport.
  • Get up to $500 for front screen repairs if your phone breaks.
  • Shop with confidence knowing your purchases are protected. Get up to 12 months of extended warranty on eligible items, coverage for theft or damage, and a refund guarantee if a store won’t accept your return. You’re also safeguarded against unauthorized transactions with a Fraud Protection Guarantee.
  • Includes comprehensive travel insurance, covering trip cancellations, delays, lost baggage, medical emergencies, and more—so you’re covered when plans don’t go as expected.
  • Compatible with Apple Pay, Google Pay and Samsung Pay.
Cons
  • The annual fee is $395 p.a., which could be worthwhile if you take advantage of the card’s perks and rewards.
  • The interest rate on purchases is 23.99% p.a., so it’s best suited for those who pay off their balance in full each month to avoid high charges.
American Express Platinum Edge Credit Card

On American Express' website

Rewards program

Membership Rewards

Points per $1 spent

0.50 Asia Miles after transfer

1 Membership Rewards Point

Sign up bonus

N/A

Annual fee

$0.00 for 1st year

Details

  • No annual fee in the initial year, saving you $195.
  • Earn 3 Membership Rewards points for every $1 spent at major supermarkets and petrol stations.
  • Earn 2 Membership Rewards points for every $1 spent overseas and online, and 1 point on all other purchases.
  • Get a $200 annual travel credit for eligible flights, hotels, or car rentals booked through American Express Travel.

Pros & cons

Pros
  • Includes comprehensive travel insurance, covering trip cancellations, travel delays, lost baggage, medical emergencies, and more—giving you peace of mind when you’re on the go
  • Comes with a Smartphone Screen Cover for repairs up to $500.
  • Transfer earned points to an Airline or Hotel partner program like Virgin Australia, Singapore Airlines, and Hilton Honors.
  • Or Book travel with points online at American Express Travel or Webjet.
  • Plus you can also Use your points to shop online at Myer or redeem for gift cards.
  • Includes Refund and Purchase Cover for extra protection on eligible purchases
  • Split eligible purchases over $100 or part of your balance into equal monthly instalments. Choose from 3, 6, or 12-month terms with no interest—just a fixed monthly fee.
  • Supports Apple Pay, Google Pay, and Samsung Pay.
Cons
  • After the first year, a $195 annual fee applies. If the card’s perks align with your spending, it could still be worth keeping.
  • The ongoing purchase rate of 23.99%.
  • No complimentary lounge access.
  • No access to the concierge service.
Apply by 27 January 2026
American Express Essential® Rewards Credit Card

On American Express' website

Rewards program

Membership Rewards

Points per $1 spent

0.50 Asia Miles after transfer

1 Membership Rewards Point

Sign up bonus

20,000 Asia Miles after transfer

40,000 Membership Rewards Points

Annual fee

$108.00 p.a. ongoing

Details

  • Earn 40,000 Bonus Membership Rewards Points when you apply by 27 January 2026, get approved, and spend $3,000 on your new Card within the initial 3 months. T&Cs apply. Exclusive to New Amex Card Members.
  • You can earn up to 5 points on your first 10,000 points per month.
  • Earn 5 points on eligible restaurants and food delivery, 3 points on selected streaming services, 2 points at selected retailers, and 1 point everywhere else.
  • A modest $9 monthly fee is applicable.

Pros & cons

Pros
  • You can transfer Membership Rewards points to 11 Airline Partners.
  • Option to convert points into gift cards or use your points to shop online at Myer.
  • Get up to 4 Additional Cards at no extra charge.
  • Split eligible purchases over $100 or part of your balance into equal monthly instalments. Choose from 3, 6, or 12-month terms with no interest—just a fixed monthly fee.
  • Comes with Smartphone screen insurance, retail insurance, and Fraud Protection.
  • Supports Apple Pay, Google Pay and Samsung Pay.
Cons
  • The accelerated earn rate is capped.
  • The monthly fee adds up to $108 annually.
  • Doesn't come with travel insurance.
Apply by 7 October 2025

Rewards program

Membership Rewards

Points per $1 spent

0.75 Asia Miles after transfer

1.50 Membership Rewards Points

Sign up bonus

100,000 Asia Miles after transfer

200,000 Membership Rewards Points

Annual fee

$395.00 p.a. ongoing

Details

  • Receive 200,000 Membership Rewards bonus points by applying before 7 October 2025, getting approved, and spending $5,000 on your card within the initial 3 months. Exclusive to New American Express Card Members.
  • Receive up to $550 credit back for spend with Xero, Google Ads, Meta, Amazon Web Services and Dell. Terms and Conditions apply.
  • Earn 3 points per $1 spent on Xero, Google Ads, Meta, Amazon Web Services and Dell, up to 2 points per $1 spent on AccessLine, 1.5 points per $1 spent on everyday spend, and 1 point on government spend.

Pros & cons

Pros
  • Receive 200,000 bonus Membership Reward points when you meet the criteria.
  • Earn unlimited points with no cap, and your points never expire.
  • Membership Rewards points can be transferred to airline and hotel partners, including Virgin Australia, Air New Zealand, and Hilton Honors.
  • You can also redeem your points for gift cards from top retailers like Apple, IKEA, JB Hi-Fi, and more.
  • Add 2 employee cards at no extra cost.
  • Experience enhanced flexibility with no pre-set spending limit.
  • A flexible Payment Option is available to spread costs over time for a portion of your balance.
  • Travel worry-free with complimentary domestic and international travel insurance, covering trip cancellations, delays, lost baggage, medical emergencies, and more.
  • Supports Apple Pay, Google Pay, and Samsung Pay.
Cons
  • Once a total of 200,000 points is earned in a calendar year, the everyday business earn rate will change from 3 to 1 point per $1 spent.
  • The $75 fee for every additional card added.
  • Doesn't offer airport lounge access.
  • No access to concierge services.

Rewards program

Membership Rewards

Points per $1 spent

1 Asia Mile after transfer

2 Membership Rewards Points

Sign up bonus

25,000 Asia Miles after transfer

50,000 Membership Rewards Points

Annual fee

$149.00 p.a. ongoing

Details

  • Earn 50,000 Bonus Membership Rewards Points when you apply online, are approved, and spend at least $3,000 within 3 months of approval. Exclusive to new American Express Card Members.
  • Includes 2 Centurion Lounge passes per year at Sydney and Melbourne airports.
  • Receive complimentary travel insurance when you book your return flight with your card.

Pros & cons

Pros
  • Earn up to 2 points per $1 spent on eligible purchases.
  • Earn 1 point per $1 spend on ATO and government transactions.
  • Use your points to pay off transactions, utilities, annual fee and more.
  • Redeem your rewards for flights, hotel reservations, or car rentals.
  • Transfer points to Virgin Australia, Air New Zealand and Hilton Honors.
  • Shop with your points at Apple, Ikea, JB Hi-Fi and more.
  • No fee for up to 99 employee cards.
  • Up to 55 interest-free days.
  • With the Amex App, you can Monitor business spend and activity 24x7.
  • Manage your account anytime and anywhere with Live Chat Service
Cons
  • There is an annual fee of $149.
  • A 3% foreign transaction fee is in effect.
  • There is no balance transfer offer.
  • Cash advances are blocked, which might be inconvenient for some.

Although no Australian credit cards directly earn Asia Miles, you can easily earn frequent flyer credit card rewards points and convert them to Asia Miles.

How to compare credit cards that earn Asia Miles

When comparing credit cards for earning Asia Miles, consider the following key factors:

  • Earning rates: You earn points per dollar spent on the card at this rate. The higher the earn rate, the better.
  • Conversion rates: This is the ratio of credit card rewards points needed to get one Cathay Pacific Asia Mile. It varies between credit card rewards programs.
  • Annual fees: Assess if the card's benefits outweigh the annual fee.
  • Perks: Some credit cards offer additional perks such as travel insurance, airport lounge access, or exclusive discounts. Ensure these perks align with your travel needs.

Converting credit card rewards points to Asia Miles

Several Australian credit cards earn rewards points that can easily and quickly transfer to Asia Miles. Follow these steps:

  1. Log into your rewards account and select Asia Miles as your preferred redemption option.
  2. Enter the number of points you want to convert.
  3. Submit the form and wait for the points to be deposited in your Asia Miles account.

The time it takes for points to appear in your Asia Miles account may vary between rewards programs.

Help choosing a Cathay Pacific Asia Miles credit card

Elevate your travel experience with ease - find your ideal Cathay Pacific Asia Miles credit card today.

  • Pros & cons

Pros

Convenience

Earning Asia Miles with a credit card is convenient and one of the few ways to accumulate Asia Miles with everyday spending in Australia.

Additional perks

Benefits such as travel insurance and airport lounge access are commonly available.

Flexibility

Cathay Pacific Asia Miles is typically not the only airline transfer partner available, giving you more options to redeem points for flights.

Cons

Annual fees

Expect to pay an annual fee to earn credit card points that can be converted to Asia Miles.

Conversion rate

One point in your credit card rewards program does not necessarily convert to one Asia Mile.

High criteria

Cards that earn Asia Miles can be challenging to get approved for.

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