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Help choosing a credit card with offers for a new customer
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Minimum spending requirements

Minimum spending requirements

Published 16 May 2024

A spending target may be specified, often within a limited period.

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At Credit Card Compare we want to help you make informed financial decisions. We do this by providing a free comparison service as well as product reviews from our editorial staff.

Some of the products and services listed on our website are from partners who compensate us. This may influence which products we compare and the pages they are listed on. Partners have no influence over our editorial staff.

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¹ The use of "featured", "popular", "best" and "top" on Credit Card Compare do not constitute a product rating or recommendation and are subject to our general disclaimer. Calculations in comparison tables will vary based on personal data input.

² Products with instant approval have a provisional decision within 60 seconds. However, approval of your application is not guaranteed. The credit provider’s final decision is made at their discretion, subject to decisioning criteria.

DISCLAIMER: Credit Card Compare Australia is owned and operated by Boyd Creative Pty Ltd. Credit Card Compare is a free-to-use comparison website where Australians can compare financial products. Credit Card Compare earns a commission for applications referred from this website. Credit Card Compare does not list every product currently available in the market. Credit Card Compare is not a credit provider, nor does it advise consumers to apply for a specific product with any provider in particular. If you apply for a product, your application will be assessed by the provider issuing the product. Providers typically alert Credit Card Compare in advance to product data changes. However, providers can change any aspect of a product at their discretion and may not notify us of a change. You should carefully read the terms and conditions pertaining to a product prior to applying. Eligibility criteria apply. Credit Card Compare are not responsible if you do not meet the minimum criteria for a product. Please ensure you read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) for the relevant products on the providers website before deciding what action to take. Credit Card Compare Rewards are offered at our discretion on selected products labelled with “Credit Card Compare Rewards” and does not constitute a product recommendation. Applications for products with Credit Card Compare Rewards are subject to the lender’s eligibility criteria and our general disclaimer.