Best
Comparison
- Card comparison table
- Card vs card
Features
- Credit cards for frequent flyers
- Flybuys points
- Frequent flyer points
- Qantas Points
- Travel credits
- Velocity Points
- Credit cards that save money
- 0% purchase
- Balance transfer
- Low rate
- No annual fee
- No foreign transaction fee
- All money-saving
- Credit cards with rewards
- Black
- Cashback
- Platinum
- Rewards points
- Sign-up bonus
- All rewards
- Popular features
- Airport lounge access
- Charge cards
- Free travel insurance
- Instant approval
- Low income
- All types
Issuers
Users
- Business spending
- Business
- Qantas Business Rewards
- Self-employed
- Personal spending
- First-timers
- New customer
- Over 50s
- Students
- All users

Log in
Sign up

Home
Help choosing a credit card with no late payment fees
Pros & cons
Less stress

Less stress

Published 16 May 2024

Knowing you won't incur extra fees can alleviate pressure.

Advertiser disclosure

At Credit Card Compare we want to help you make informed financial decisions. We do this by providing a free comparison service as well as product reviews from our editorial staff.

Some of the products and services listed on our website are from partners who compensate us. This may influence which products we compare and the pages they are listed on. Partners have no influence over our editorial staff.

For more information, please read our editorial policy and find out how we make money.

Credit Card Compare members get

I don't want rewards

I want rewards

Disclaimer: You need to be logged in to claim Credit Card Compare Rewards. If you proceed without logging in, you will not be able to claim Credit Card Compare Rewards at a later time. In order for your rewards to be paid, you must submit your claim within 45 days. Please refer to our T&Cs for more information.

The rewarding way to compare

Company

About API Editorial guidelines Our team How we make money Learning centre Partners Press Privacy policy Sitemap Terms and conditions

Get in touch

Contact Us Facebook LinkedIn Twitter YouTube

Credit Card Compare Australia. Office 2 Suite 92, Level 1, 515 Kent Street, Sydney, NSW 2000, Australia. ABN: 28 158 551 743. ACL: 425682. AFCA: 45547 © 2024 Boyd Creative Australia Pty Ltd All rights reserved.

¹ The use of "featured", "popular", "best" and "top" on Credit Card Compare do not constitute a product rating or recommendation and are subject to our general disclaimer. Calculations in comparison tables will vary based on personal data input.

² Products with instant approval have a provisional decision within 60 seconds. However, approval of your application is not guaranteed. The credit provider’s final decision is made at their discretion, subject to decisioning criteria.

DISCLAIMER: Credit Card Compare Australia is owned and operated by Boyd Creative Pty Ltd. Credit Card Compare is a free-to-use comparison website where Australians can compare financial products. Credit Card Compare earns a commission for applications referred from this website. Credit Card Compare does not list every product currently available in the market. Credit Card Compare is not a credit provider, nor does it advise consumers to apply for a specific product with any provider in particular. If you apply for a product, your application will be assessed by the provider issuing the product. Providers typically alert Credit Card Compare in advance to product data changes. However, providers can change any aspect of a product at their discretion and may not notify us of a change. You should carefully read the terms and conditions pertaining to a product prior to applying. Eligibility criteria apply. Credit Card Compare are not responsible if you do not meet the minimum criteria for a product. Please ensure you read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) for the relevant products on the providers website before deciding what action to take. Credit Card Compare Rewards are offered at our discretion on selected products labelled with “Credit Card Compare Rewards” and does not constitute a product recommendation. Applications for products with Credit Card Compare Rewards are subject to the lender’s eligibility criteria and our general disclaimer.