Credit Cards With Price Protection
Compare credit cards with price protection guarantees to avoid overpaying for important store purchases.
Comparing of 4 credit cards with price protection
On Bankwest's website
Balance transfer
24 months at 0% p.a.
Purchase rate
12.99% p.a. ongoing
Interest-free days
Up to 55 days on purchases
Annual fee
$59.00 p.a. ongoing
Details
- Get 0% p.a. interest on balance transfers for 24 months, with a 3% balance transfer fee (then 12.99% p.a. thereafter).
- No foreign transaction fees.
- Plus, complimentary overseas travel insurance for you and your family.
Pros & cons
Pros
- 0% p.a. on balance transfers for 24 months.
- Low ongoing interest rate of 12.99% p.a. on purchases.
- Low annual fee of $59 p.a.
- Add up to 3 additional cardholders at no extra cost.
- Up to 55 interest-free days on purchases.
- As low as a $6,000 credit limit.
- Temporarily lock your card anytime using the Bankwest App.
- Easy Instalment Plans let you spread up to 5 purchases over four monthly payments at 0% p.a.
- Compatible with Apple Pay, Google Pay and Samsung Pay.
Cons
- No rewards program on this card.
- There is a 3% BT fee.
- Cash advance rate is 21.99% p.a.
On Bankwest's website
Balance transfer
9 months at 2.99% p.a.
Purchase rate
19.99% p.a. ongoing
Interest-free days
Up to 44 days on purchases
Annual fee
$199.00 p.a. ongoing
Details
- Get up to 80,000 Qantas Bonus Points when you spend $7,500 on eligible purchases in the first 90 days and keep your card open for over 15 months. Limited time. New customers only, other fees, T&Cs apply.
- Earn 0.60 points per $1 on your first $2,500 spent on eligible purchases per month, then 0.3 points per $1 thereafter.
- Get complimentary overseas travel insurance for you and your family when you book your flight with this card
- No foreign transaction fees on online or overseas purchases.
Pros & cons
Pros
- Earn 80,000 bonus Qantas Points when you meet the eligibility criteria.
- Includes extended warranty insurance and purchase security insurance (Conditions apply).
- Uncapped Qantas Points earning potential.
- Save $99.50 with a complimentary Qantas Frequent Flyer membership included with this card.
- 2.99% p.a. balance transfer rate with no BT fee for the first 9 months.
- Add up to 3 additional cards for free.
- Easy Instalment Plans are available at 0%.
- Compatible with Apple Pay, Google Pay, and Samsung Pay.
Cons
- Other rewards cards offer a higher points earn rate.
- No waiver on the annual fee of $199 per year.
- The cash advance rate is 21.99% p.a.
- Only up to 44 interest free days on purchases.
Balance transfer
N/A
Purchase rate
N/A
Interest-free days
Up to 55 days on purchases
Annual fee
$875.00 for 1st year
Details
- Get 300,000 bonus Membership Rewards points by applying before 4 November 2025, getting approved, and spending $12,000 on your card within the initial 3 months. Exclusive to New American Express Card Members.
- Reduced first-year annual fee of $875 (regularly $1,750 per year).
- Earn up to 2.25 pts per $1 spent.
- Enjoy exclusive Platinum travel, experience, and dining privileges.
Pros & cons
Pros
- The offer of 300,000 bonus Membership Rewards points when you meet the criteria.
- Earn up to 2.25 pts per $1 spent and 1 point per $1 spent at the ATO.
- Access to more than 1,400 lounges globally, including The Centurion® Lounge.
- Gold status match at Marriott Bonvoy, Hilton Honors, and Premium status at Radisson Hotel Group.
- Get the Amex Experiences App to access information on Platinum benefits, travel offers, events and recommended merchants.
- Add up to 99 employee cards at no extra cost.
Cons
- The annual fee of $1,750 p.a. after the initial year.
- Since this is a charge card, the balance must be cleared every statement.
- No balance transfer facility.
On American Express' website
Balance transfer
N/A
Purchase rate
N/A
Interest-free days
Up to 44 days on purchases
Annual fee
$1,450.00 p.a. ongoing
Details
- Earn 200,000 bonus Membership Rewards Points when you apply by 2 December 2025, get approved, and spend $5,000 on your new Card within the initial 3 months. T&Cs apply. Exclusive to New Amex Card Members.
- This card includes comprehensive travel insurance, covering trip cancellations, travel delays, lost baggage, medical emergencies, and more—giving you peace of mind when you’re on the go.
- Receive a $450 Platinum Travel Credit annually for flight, hotel, or car rental bookings.
- Get up to $400 each year to use at over 1,400 carefully selected restaurants worldwide, making dining out a little more rewarding.
Pros & cons
Pros
- Get 200,000 Bonus Membership Rewards Points when you meet the criteria.
- Earn up to 2.25 pts per $1 spent and 1 point per $1 spent at the ATO.
- Transfer points to 12 major Airline Reward Partner programs, including Qantas Frequent Flyer, Virgin Australia Velocity Frequent Flyer, and Air New Zealand Airpoints.
- You can also transfer points to Hilton Honors and Marriott Bonvoy.
- Receive a complimentary Accor Plus membership valued at $399
- Access to more than 1,400 lounges globally, including The Centurion® Lounge.
- Shop with confidence knowing your purchases are protected. Get up to 12 months of extended warranty on eligible items, coverage for theft or damage, and a refund guarantee if a store won’t accept your return. You’re also safeguarded against unauthorized transactions with a Fraud Protection Guarantee.
- Use the Amex Experiences App to access information on Platinum benefits, travel offers, events and recommended merchants.
- Compatible with Apple Pay, Google Pay and Samsung Pay.
Cons
- The annual fee is $1,450, which may seem high, but for those who maximize the card’s premium perks—like travel insurance, dining credits, and purchase protections—it could be a worthwhile investment.
- A 3% fee applies to overseas transactions and online purchases.
