Qantas Lounge Credit Cards

Compare credit cards that offer access to Qantas Lounges at airports in Australia and overseas.

By   |   Verified by David Boyd   |   Updated 16 May 2024

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Comparing Qantas Points credit cards

Qantas Premier Platinum Credit Card

On website

Rewards program

Qantas Frequent Flyer

Points per $1 spent

1 point

Sign up bonus

70,000 points

Annual fee

$349.00 for 1st year

Highlights

  • Get up to 100,000 bonus Qantas Points. Get 70,000 bonus Qantas Points upon spending $3,000 or more on eligible purchases within 3 months from card approval. Plus, an extra 30,000 bonus points if you haven't earned Qantas Points with a credit card in the past 12 months. Terms and Conditions apply.
  • Benefit from 0% on Balance Transfer for 12 months with no Balance Transfer fee. Returns to Cash Advance rate thereafter. No interest-free days are applicable on retail purchases with an outstanding balance transfer.
  • Benefit from the reduced annual fee of $349 p.a. for the initial year. An ongoing annual fee of $399 p.a. is applicable in the 2nd year.

Pros

  • Earn up to 100,000 bonus Qantas Points when you meet the criteria.
  • 0% p.a. for 12 months on balance transfers.
  • Additional savings with the $349 first-year annual fee.
  • Comes with complimentary travel insurance.

Cons

  • The annual fee increases to $399 p.a. after the initial year.
American Express Qantas Ultimate Credit Card

On website

Rewards program

Qantas Frequent Flyer

Points per $1 spent

1.25 points

Sign up bonus

60,000 points

Annual fee

$450.00 p.a. ongoing

Highlights

  • Acquire 60,000 bonus Qantas Points by applying before 28 May 2024, getting approved, and spending $3,000 on eligible purchases within the first 3 months. T&Cs apply. Exclusive to New Card Members.
  • Receive 2 complimentary Qantas Club lounge invitations annually.
  • Access a $450 Qantas Travel Credit each year (conditions apply).

Pros

  • Earn 60,000 bonus Qantas Points when you meet the criteria.
  • Excellent earn rates on everyday spending. Earns points on payments to the ATO.
  • Access to The Centurion® Lounge. after your first card spend on the card for Qantas products and services each anniversary year.
  • 2 complimentary Qantas Club lounge invitations each year.
  • Add cards for up to four family and friends at no cost.

Cons

  • The annual fee of $450.
  • There is no concierge service, even though it's a high end card.
  • Balance transfers are not possible.
  • Transactions in a foreign currency attract a fee.
American Express Qantas Business Rewards Card

On website

Rewards program

Qantas Business Rewards

Points per $1 spent

1.25 points

Sign up bonus

170,000 points

Annual fee

$450.00 p.a. ongoing

Highlights

  • Obtain 170,000 bonus Qantas Points with the American Express Qantas Business Rewards Card when applying by 25 June 2024, getting approved, and spending at least $6,000 within 3 months of approval. Exclusive to new American Express Card Members.
  • Earn 2 Qantas Points per $1 spent on Qantas products and services, up to 1.25 points per $1 spent on everyday spend, and 0.5 Qantas Points per $1 spent on government spend, utilities, and insurance.
  • Once a total of 500,000 Qantas Points is earned in a calendar year, the everyday business earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent. *For Card Members who applied for the Card between July 1, 2023, and January 9, 2024, this change will take effect from July 10, 2024.

Pros

  • Earn 170,000 bonus Qantas Points when you meet the criteria.
  • Two complimentary passes for the Qantas Club lounge every year.
  • A flexible Payment Option is available to spread costs over time for a portion of your balance.
  • Power up your business – Spend with Dell Technologies and get up to $100 credit.

Cons

  • The $450 p.a. annual fee.
  • Balance must be repaid in full each month.
  • No concierge service.
  • Lounge passes are valid for Qantas Club and not the international business lounges.
The Qantas American Express Premium Card

On website

Rewards program

Qantas Frequent Flyer

Points per $1 spent

1 point

Sign up bonus

20,000 points

Annual fee

$249.00 p.a. ongoing

Highlights

  • Obtain 20,000 bonus Qantas Points upon online application approval and spending $3,000 within 3 months. Exclusive to New Amex Card Members.
  • Enjoy 2 complimentary Qantas Club invitations annually (conditions apply).
  • Benefit from complimentary domestic and international travel insurance coverage.

Pros

  • 20,000 bonus Qantas points for signing up and hitting the spending target.
  • Earn points on your everyday spend. Also earns points at a reduced rate on government spend.
  • Give up to 4 of your friends and family a card — at no extra cost — to earn more points.
  • $450 Qantas Travel Credit, which is fairly easy to trigger with your first Qantas purchase each year.
  • Comes with complimentary card purchase cover and travel insurance.

Cons

  • There is an annual fee of $249.
  • The purchase rate is quite high, but can be avoided with responsible use.
  • No balance transfer facility.
American Express Platinum Business Card

On website

Rewards program

Membership Rewards Ascent

Points per $1 spent

2.25 points

Sign up bonus

350,000 points

Annual fee

$1,750.00 p.a. ongoing

Highlights

  • Obtain 350,000 bonus Membership Rewards points by applying before 25 June 2024, getting approved, and spending $12,000 on your card within the initial 3 months. Exclusive to New American Express Card Members.
  • Earn up to 2.25 pts per $1 spent.
  • Enjoy exclusive Platinum travel, experience, and dining privileges.

Pros

  • The offer of 350,000 bonus Membership Rewards points when you meet the criteria.
  • Earn up to 2.25 pts per $1 spent and 1 point per $1 spent at the ATO.
  • Access to more than 1,400 lounges globally, including The Centurion® Lounge.
  • Gold status match at Marriott Bonvoy, Hilton Honors, and Premium status at Radisson Hotel Group.
  • Get the Amex Experiences App to access information on Platinum benefits, travel offers, events and recommended merchants.

Cons

  • The annual fee of $1,750 p.a.
  • Since this is a charge card, the balance must be cleared every statement.
  • No balance transfer facility.

Many credit cards from various issuers provide Qantas lounge access as a benefit. Lounge access offers may vary depending on the card and issuer, so it's important to read the terms and conditions of your Qantas Lounge Access credit card offer before committing.

Before choosing a Qantas Points credit card with lounge access, review your options and select the one that best suits your needs. Consider your financial situation, earning potential, and the eligible credit limit for each card, as well as the associated benefits.

What to consider when choosing a Qantas Lounge credit card

  • Extent and limits of Qantas airport lounge access: Determine how many Qantas Club Lounge invitations you get per year. Some cards offer two complimentary lounge visits, while others may allow four. Cards with Priority Pass may provide unlimited access to 1,400+ lounges globally. Note if lounge access is limited to domestic airports or extends to partner lounges.
  • Qantas Points earn rate: Assess how many Qantas Points you can earn per dollar spent, including any bonus points offers, points caps, and earning conditions.
  • Annual fees: Compare annual fees and evaluate if the benefits justify the cost. High-end cards can have significant fees, so ensure you will use the lounge access invitations.
  • Introductory offers: Look for new customer bonus points, waived annual fees for the first year, or other promotions that can boost your initial points balance.
  • Travel benefits: Check for additional travel benefits such as complimentary travel insurance, flight vouchers, and concierge services.
  • Interest rates and fees: Compare interest rates, late payment fees, foreign transaction fees, and other charges to understand the overall cost.
  • Additional features: Explore other features like purchase protection, extended warranty insurance, and access to exclusive events.

How to apply for a Qantas Lounge credit card

  1. Eligibility criteria. Understand the requirements, including minimum income, credit history checks, and residency status.
  2. Application process. Apply online or in-branch. Gather the necessary documents and information.
  3. Approval and activation. After submitting your application, wait for approval. Once approved, activate your new Qantas credit card following the instructions provided, and you are ready to go.

Learn all about

  • Q&As

How many lounge visits am I entitled to with my Qantas Lounge Credit Card?

That depends on the credit card that you choose. Most Qantas lounge access cards entitle you to two complimentary lounge visits per year. More high end cards may extend up to four complimentary invitations per year to lounges.

If you have a Priority Pass, you may be eligible for unlimited airport lounge access. Priority Pass programme gives you entry to 1400+ lounges across the globe.

With some credit cards, lounge access may be limited to domestic airport lounges.

Before getting a Qantas Lounge access credit card, find out more about how many annual lounge visits are allowed on each credit card.