American Express Qantas Business Rewards Card

• Get 130,000 bonus Qantas Points with the American Express Qantas Business Rewards Card when applying by 14 January 2025, getting approved, and spending at least $3,000 within 2 months of approval. Exclusive to new American Express Card Members.
• Earn 2 Qantas Points per $1 spent on Qantas products and services, up to 1.25 points per $1 spent on everyday spend, and 0.5 Qantas Points per $1 spent on government spend, utilities, and insurance.
• Once a total of 500,000 Qantas Points is earned in a calendar year, the everyday business earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent. *For Card Members who applied for the Card between July 1, 2023, and January 9, 2024, this change will take effect from July 10, 2024.

The basics

• Additional cardholders. No fee to add up to 99 additional cardholders to your account for employees.
• Digital wallets. You can use this card with Apple Pay, Google Pay, and Samsung Pay.
• Gambling transactions. This card cannot be used for gambling transactions.

Rewards and benefits

• Complimentary travel insurance. This card comes with comprehensive international travel insurance. Travel must have been paid for using the card for the policy to be in effect. Coverage includes travel emergency medical insurance cover up to $2,500,000, business trip completion cover up to $20,000, travel cancellation cover up to $10,000, and personal third-party liability covers up to $1,000,000.
• Concierge services. The American Express Qantas Business Rewards Card does not come with access to a concierge service.
• Lounge access. Comes with two complementary domestic Qantas Club lounge passes each year.
• Rewards points. Earn 2 Qantas Points per $1 spent on Qantas products and services, up to 1.25 points per $1 spent on everyday spend and 0.5 Qantas Points per $1 spent on government spend, utilities and insurance. After a total of 500,000 Qantas Points is earned in a calendar year, the everyday business earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent. For Card Members who applied for the Card between 1 July 2023 - 9 January 2024, this change will come into effect from 10 July 2024.
• Sign-up bonus. The American Express Qantas Business Rewards Card offers 130,000 bonus Qantas Points when you apply by 14 January 2025, get approved, and spend at least $3,000 on eligible purchases within 2 months of your approval date.

Rates and fees

• Annual fee. The annual fee on this card is $450 p.a.
• Balance transfers. There is no balance transfer offer on this card at this time.
• Foreign exchange fee. All purchases made in a foreign currency will encounter a 3% foreign transaction fee.
• Interest-free period. This card offers an interest-free period of up to 51 days on purchases.
• Purchases. This is a charge card with no interest on purchases and no preset spending limit. The balance must be cleared every statement and cannot be carried over. However, there is a Flexible Payment Option (FPO) available should you wish to repay a part of the balance over time.